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<br />200602355 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in pages I <br />through 3 of this Adjustable Rate Rider. <br /> <br />(;(~~~ <br /> <br />(Seal) <br />-Borrower <br /> <br />::FSto1t\.CG..? ?lc..c",~(:', I": ~, <br />'B !til.o1CA, E. A-SLe~ cioY\ <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Pa[?e 3 of3 pages) <br /> <br />100195910001788283 <br /> <br />FNLC Form 33029L3 (04052005) <br />