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200602257 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />Borrower Andrew R Ye -- -ra <br />(Seal) <br />Borrower on en ra <br />(Seal) <br />Borrower <br />Borrower <br />[Space Below This Line For Acknowledgment <br />STATE OF Nebraska <br />ss: <br />COUNTY OF Hall <br />(Seal) <br />I, Roberta L Reed , a Notary Public in and for said county and state, do hereby <br />certify that Andrew R Yendra and Kori K Yendra, husband and wife <br />personally appeared before me and is (are) known to me to be the person(s) who, being informed of the contents of the <br />foregoing instrument, have executed same, and acknowledged said instrument to be their , free and voluntary act <br />(his, her, their) <br />and deed that they executed said instrument for the purposes and uses therein set forth. <br />(he, she, they) <br />Witness my hand and official seal this 14th day of <br />My Commission Expires: <br />This instrument was prepared by: <br />GENERAL NOTARY - State of Nebraska <br />h@ ROi3ERTA L. REED <br />My Comm. Exp. July 30, 2006 <br />March 2006 <br />u'" f �,�C <br />• (Seal) <br />Roberta L Reed <br />NEBRASKA -- Single Family -- Fannie Mae/Freddie Mac UNIFORM INSTRUMENT (MFRS) Form 3028 1 /01 (page 8 of 8 pages) <br />12439.CV (1/05) 900103 Creative Thinking, Inc. <br />GOTO(0002a092) <br />