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FORME -2 200602257 VA MORTGAGE ADDENDUM The following addenda to the Mortgage shall be incorporated into, and recorded with, the Mortgage. The term "Mortgage" shall be deemed to include "Deed of Trust," if applicable. THIS TAX- EXEMPT FINANCING RIDER is made the date set forth below and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed ( "Security Instrument ") of the same date given by the undersigned ( "Borrower ") to secure Borrower's Note ( "Note ") to CharterWest National Bank ( "Lender ") of the same date and covering the property described in the Security Instrument and located at the property and address described as follows: Address: 115 West 22nd Street Grand Island, NE 68803 Legal Description:. -- L (&.Fifteen (15), Block One (1), in Knickrehm's 4th Addition to the City of Grand Island, Hall County, ]Nebraska. If, so long as the Mortgage is outstanding, all or part of the property is sold or transferred by Borrower without Lender's prior written consent, other than a transfer by devise, descent or by operation of law, the Lender may, at Lender's option, declare all the sums secured by the Mortgage to be immediately due and payable. BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions in this Tax - Exempt Financing Rider. Andrew R Y Kori K March 14, 2006 Date March 14, 2006 Date Borrower Date Borrower Date Non - Purchasing Spouse Non -Occupying Spouse 1993.CV (11/05) 900103 Date Date NIFA MRB/Form E -2 (10105) GOT0(0002a0e8)