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<br />200602033 <br /> <br />RIDER TO THE DEED OF TRUST / MORTGAGE / SECURITY DEED <br />0056377732 <br /> <br />Dare: 2/24/2006 <br /> <br />The escrow of taxes and insurance required in of your DEED OF TRUST/MORTGAGE/SECURITY DEED <br />w FIRST HORIZON HOME LOAN CORPORATION , <br /> <br />a KANSAS corporation is hereby waived and you are notified that you are not required to <br />deposit with FIRST HORIZON HOME LOAN CORPORATION <br /> <br />, a <br />KANSAS corporation any of the amounts set forth in said paragraph. This waiver does not, in <br />any way, release you from your obligation to make escrow payments of taxes and insurance to the holder of any <br />prior mortgage, nor does it relieve you of your obligation to keep taxes and insurance premiums current with <br />respect to the mortgaged property. <br /> <br />All payments will be applied first to the accrued interest and next to the unpaid principal of your loan. The exact <br />amount of your fmal payment, finance charges, and total of payments will be somewhat more or less than the <br />amounts shown if we do not receive each payment on the scheduled payment date. <br /> <br />RECEIPT ACKNOWLEDGED: <br /> <br />~ JM'1~$-,f9-~ <br />EVERETT M GAREY .. Date <br /> <br />Date <br /> <br />Date <br /> <br />Date <br /> <br />HELOC RIDER <br />40109 (8/96) <br /> <br />FH6D444 <br />(01103) <br />