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<br />~ <br />f\'i <br />o <br />0-) <br />::1 <br />~ <br /> <br />n-, <br /> <br /> .10 n E <br /> m :r.: <br /> .." <br /> c: m <br />('\ Z n ::c <br /> 7li: <br />:x: ~ 0 <br />m ~ r.....,.) I <br />n (f) ';;::;;'";j O(n <br />;c;: X <::::> a <br /> "- ~ 0--1 <br /> ,....::1:1" .3 C;:l> N <br /> ~r z-i <br /> = -irr'l <br /> ~< 1:: ::0 -<0 0 <br /> c' o .,., ~ 0 <br /> ~ ...... ""'z <br /> t~ - m <br /> c, ::r: I"q ::3 <br /> ,." ~ " -c 1> co I~ <br /> ,." t ::3 r :;u <br /> 0 r l> <br /> (n (fl <br /> c..) ;::><; <br /> l> <br /> -c - ---- <br /> -..J <I' ""0 <br /> e,., Z <br /> 0 <br /> <br /> <br />I'\) <br />(9 <br />s <br />(J) <br />(9 <br />->. <br />-.....J <br />-.....J <br />S <br /> <br />~tler Recording Return To: <br /> <br />'------- <br /> <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280060280800 <br />MIN: 100077910005827361 <br /> <br />~. <br />C" <br />....~..- \0 <br />~--' <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11 , 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br />(A) "Security Instrument" means this document, which is dated ~FEBRUARY 23,2006, together with all <br />Riders to this document. <br />(B) "Borrower" is MANUEL A. SORIANO, A SINGLE PERSON. Borrower is the trustor under this <br />Security Instrument, <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 .LA. JONES <br />DRIVE, SIJITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPo <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns, MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, teL (888) 679-MERS, <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 23,2006. The Note states <br />that Borrower owes Lender SIXTY-EIGHT THOUSAND EIGHT HUNDRED AND OO/lOOths Dollars <br />(U,S,$68,800.00) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than MARCH 1, 2036, <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property, " <br /> <br />f01 <br />~rlil~ili~~iliiiWlill~irlfi~i~li1TI~ln~inr MilIWl~lil~[llilimllllllll ~lllillffflillillfillflnlilllf~'(IIIfI~iiil <br /> <br />ulo44 0001 L\l.p <br />