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<br />-' <br /> <br />200601646 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />W~~C:~ <br />/1 r (!" (( , <br /> <br />MAYNARD C. RITTER <br /> <br />(Seal) <br />Borrower <br /> <br />S NE 17 Rev 12/27/00 <br /> <br />Page 17 of 18 <br /> <br />Initials: <br /> <br />FORM 3028 1/01 <br />