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<br />I DEED OF TRUST I Loan Nwnber 2090060l9~020
<br />MIN: 100077910005671017
<br />THIS DEED OF TRUST is made this 26m day of JANUARY, 2006, among the Trustor, COLLEEN
<br />A. SMITII, A MARRIED WOMAN (herein "Borrower"), STEWART
<br />TITLE GUARANTY COMPANY (herein "Trustee"), and the Beneficiary, Mortgage Electronic
<br />Registration Systems, Inc. (herein "MERS"). MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is organized and existing under the laws of
<br />Delaware, and has an address and telephone nwnber of P.O. Box 2026, Flint, MI 48501-2026, tel. (888)
<br />679-MERS. The Lender is Decision One Mortgage Company, LLC, a corporation organized and existing
<br />under the laws of NORm CAROLINA, whose address is 6060 J.A. JONES DRIVE, SUITE 1000,
<br />CHARLOTTE, NORTH CAROLINA 28287 (herein "Lender").
<br />
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. Borrower, in consideration of the
<br />indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described property located in the County of HALL, State of
<br />Nebraska:
<br />
<br />Decision One Mortgage Company, I..: C
<br />6060 J .A. Jones Drive, Suite 1000
<br />Charlotte, North Carolina 28287
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<br />When Recorded Mail To:
<br />
<br />SEE ATTACHED SCHEDULE "A"
<br />
<br />which has the address of 9506 S NEBRASKA HWY 11, WOOD RIVER,
<br />
<br />[Street, City] ,
<br />
<br />Nebraska 68883 [Zip Code] (herein "Property Address");
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to
<br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered
<br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this
<br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; Borrower understands and
<br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument,
<br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right
<br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to,
<br />releasing and canceling this Security Instrument.
<br />TO SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br />JANUARY 26, 2006 and extensions and renewals thereof (herein "Note"), in the principal sum of
<br />U .S.$49,000.00, with interest thereon, providing for monthly installments of principal and interest, with
<br />the balance of the indebtedness, if not sooner paid, due and payable on FEBRUARY 2,2021; the payment
<br />of all other sums, with interest thereon, advanced in accordance herewith to protect the security of this
<br />Deed of Trust; and the performance of the covenants and agreements of Borrower herein contained.
<br />
<br />I NEBRASKA-SECOND MORTGAGE-l/80-FNMAIFHLMC MODIFIED INSfRUMEmjFonn 3828 (page 1 of 7 pages)
<br />
<br />1111111111111111111111111111111111111111111111111111111 111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111
<br />
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