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<br />N;I(lllllibl'),rill',J.(el1l <br /> <br />200601465 <br /> <br />If all or any part of the Property or any Interest in the Property is sold or transferred (or <br />if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) <br />without Lender's prior written consent, Lender may require immediate payment in fnll of all <br />sums secured by this Security Instrument. However, this option shall not be exercised by <br />Lender if such exercise is prohibited hy Applicable Law. <br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The <br />notice shall provide a period of not less than 30 days from the date the notice is given in <br />accordance with Section 15 within which Borrower must pay all sums secured by this Security <br />Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender <br />may invoke any remedies permitted by this Security Instrument without further notice or <br />demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Adjustable Rate Rider. <br /> <br />w~ ~ (Seal) <br /> <br />DAWN ~ BAUER -Borrower <br /> <br />(Seal) <br />. Borrower <br /> <br />(Seal) <br />" Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />(Seal) <br />- Borrower <br /> <br />MULTISTATE ADJUSTABLE RATE BALLOON RIDER--LIBOR SIX-MONTH INDEX <br />(AS PUBLISHED IN THE WALL STREET JOURNAL) <br />NON ASSUMABLE 12121105 Page 3 of 3 <br /> <br />DocMaglc elRitrrtJiJis; 800-649-1362 <br />www.docmagic.com <br />