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<br />- .---~en{ecording Return To:
<br />Draper and Kramer Mortgage Corp.
<br />100 W. 22nd Street, Ste. 101
<br />Lorn bard, IL 60148
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<br />Prepared By:
<br />Draper and Kramer Mortgage Corp.
<br />100 W. 22nd Street, Ste. 101
<br />Lombard, IL 60148
<br />630-226-3530
<br />
<br />DEED OF TRUST
<br />
<br />[,5,50
<br />
<br />Loan No. 7124746
<br />MIN No. 1001066-0007124746-2
<br />
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II, 13, 18,20 and
<br />21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated February 15,2006, together with all Riders to this
<br />document.
<br />(B) "Borrower" is JUDE R BYRNE and MYRTLE E. BRYNE, husband and wife. Borrower is the trustor under this
<br />Security Instrument.
<br />(C) "Lender" is Draper and Kramer Mortgage Corp.. Lender is a Corporation organized and existing under the laws
<br />of the State of Illinois. Lender's address is 100 W. 22nd Street, Ste. 101, Lombard, IL 60148.
<br />(D) "Trustee" is Thomas F. Vetters.
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is the beneficimy under this Security Instrument. MERS is
<br />organized and existing under the laws of Delaware, and has an address and telephone number ofP.a. Box 2026, Flint, Ml48501~
<br />2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated February 15,2006. The Note states that Borrower
<br />owes Lender Thirty-Nine Thousand Two Hundred Fifty Dollars (U.S. $39,250.00 ) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than March 01,2036.
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(8) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and al1 sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The fol1owing Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />[X] 1-4 Family Rider
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable fmal, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order,
<br />instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point-of-sale
<br />transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />
<br />NEBRASKA--Single FamilYhFlInnle MlIc/l<"'reddie Mac UNIFORM INSTRUMENT
<br />Fonn 3028 1/01 (Page 1 of 10 Pages)
<br />(R&A) RA0088 144 - siemers.ne - Rev. 11/1412005
<br />
<br />~~~
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