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<br />200601073 <br /> <br />If Lender exercises the option to require immediate payment in full, Lender <br />shall give Borrower notice of acceleration. The notice shall provide a period of not <br />less than 30 days from the date the notice is given in accordance with Section 15 <br />within which Borrower must pay all sums secured by this Security Instrument. If <br />Borrower fails to pay these sums prior to the expiration of this period, Lender may <br />invoke any remedies pennitted by this Security Instrument without further notice or <br />demand on Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the tenus and covenants <br />contained in this Adjustable Rate Rider. <br /> <br />(Seal) <br />-Borrower <br /> <br />p.f}? ~,~ <br />/' /' <br /> <br />(Seal) <br />-Borrower <br /> <br />JOSE N. CARPIO <br /> <br />JR <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />Ofr;t r~. <br /> <br />(Seal) <br />-Borrower <br /> <br />ANA C. CARPIO <br /> <br />.-838R (0402) <br />@ <br /> <br />Page 3 of 3 <br /> <br />Form 3138 1/01 <br />