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<br />200601001 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable <br />Rate Rider. <br /> <br />6-~-~--_/~~~ <br />BRANDON J. PAUL c:/" <br /> <br />(Seal) <br />-Borrower <br /> <br />~,,^Vv)r^--V~^ ,J1 <br />JANE P. PAUL <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTAlE ADJUSTABLE RAlE RIDER (LmOR Index)--Single Family-Freddie Mac MODIFlED INSTRUMENT Fonn 3192 1/01 (page 3 of 3 pages) <br />