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<br />If' <br />'r- <br />~ <br />I <br /> <br /> ;0 ~%c <br /> m <br /> "'11 <br /> c.: <br /> Z n::z: <br />n ,.;; <br />l: ~ 0 <br />1T1 !{J f",,-,> ~ <br />n (/) oQ c......-:.:,) O(fl <br />~ :c ~ ~I <br /> l0, ~~ c;:r, 0--., <br /> ""Tl c:: :t> <br /> z--., <br /> lr\ rT"! --.,1"1'1 <br /> OJ <br /> Q -<0 ~G;- <br /> 0""" <br /> ""Tl W "'z ~I <br /> 0 tl: ::c rT1 <br /> (TJ r -0 1> CO <br /> ", ::3 r ::u <br /> 0 .1> <br /> if) (f) <br /> c..:> ;::0:; <br /> l> <br /> -t: ................... 0..... <br /> ....... (J) ....... ~ <br /> (f) <br /> <br />N <br />S <br />S <br />(J') <br />is> <br />-->. <br />is> <br />is> <br />-->. <br /> <br />.fter Recording Return To: <br /> <br />Decision One Mortgage Company, LLC <br />6060 J .A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280060171330 <br />MIN: 100077910005666710 <br /> <br />DEED OF TRUST <br /> <br />,-><~ <br />~, <br />~.." <br />C":> <br /> <br />, <br />...... <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated FEBRUARY 2,2006, together with all <br />Riders to this document. <br />(B) "Borrower" is BRANDON J. PAUL and JANESSA P. PAUL, HUSBAND AND WIFE. Borrower is <br />the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is OLD REPUBLIC NATIONAL TITLE INS.. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated FEBRUARY 2,2006. The Note states <br />that Borrower owes Lender SIXTY-FIVE THOUSAND TWO HUNDRED AND OO/lOOths Dollars <br />(U.S.$65,2OO.OO) plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to <br />pay the debt in full not later than FEBRUARY 2, 2036. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />ill <br />~iIiI~1I1~~ilnnlillmliliillliITI~liOOiijr Milllf1I~~liw(~illlil~u~fulllllll ~lrluflllUI ~(Irlllfln~ ilf{ II"fI~jjjl <br /> <br />~ <br />