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<br />DEED OF TRUST
<br />(With }'uture Advance Clause)
<br />D Construction Security Agreement
<br />D Master form recorded by.............................
<br />1. DATE AND P ARTlES. The date of this Deed of Trust (Security Instrument) is .................. P.1:7.HQQ~... .... . .. . .. .. .. .
<br />and the parties, their addresses and tax identification numbers, if required, are as follows:
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<br />TRUSTOR:
<br />
<br />JOY A. ROMSA, A SINGLE PERSON
<br />7847 E SAN CARLOS RD
<br />SCOTTSOALE,AZ 85258
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<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
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<br />TRUSTEE:
<br />
<br />BANK OF OONIPHAN
<br />P.O. BOX 270
<br />OONIPHAN, NE 68832
<br />
<br />BENEFICIARY:
<br />
<br />BANK OF DONIPHAN
<br />ORGANIZED AND EXISTING UNDER THE LAWS OF THE STATE OF NEBRASKA
<br />POBOX 270
<br />DONIPHAN, NE 68832.0270
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property: THE NORTH FIFTY 1501 FEET OF LOT FIFTEEN (15) IN COUNTY SUBDIVISION OF THE WEST HALF OF THE SOUTHWEST QUARTER IW1I2SW1(4) AND
<br />THE NORTH FIFTY (50) FEET OF THAT PORTION OF LOT FOURTEEN (14) IN COUNTY SUBDIVISION OF THE WEST HALF OF THE SOUTHWEST QUARTER
<br />IW1I2SW1I41 LYING WEST OF SOUTH PINE STREET, ALL BEING IN SECTION FIFTEEN (151, TOWNSHIP ELEVEN (11) NORTH, RANGE NINE 191, GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA, EXCEPTING A CERTAIN TRACT DEEDED TO THE CITY OF GRAND ISLAND AS SHOWN IN DEED RECORDED IN BOOK 164, PAGE 375,
<br />RECORDS OF HALL COUNTY, NEBRASKA
<br />
<br />The property is located in ............................... H~n. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .. at ~~Q ~ r!~.E. . . . . . . . . . . . . . . . . . . . . .
<br /> . . . . . . . . . . . . . .
<br />(County)
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<br />............................................................, .................. .G!lAND.l~l~I'J.O.................., Nebraska........ .~eep.1.........
<br />(Address) (City) (ZIP Code)
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<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights,-ditches, and water stock and- all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described above (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall
<br />not exceed $ 7P.~,P.QQ..QQ........................................ . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instrument.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory notc(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts be/ow it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />BOD LOAN DATED 1-25-06, AND ANY EXTENSIONS, MODIFICATIONS, RENEWALS THEREOF
<br />
<br />NEBRASKA. DEED OF TRUST (NOT FOR FNMA, FHLMC, FHA OR VA USE)
<br />~ @1994 Bankers Systems, Inc., St. Cloud, MN Form RE-DT-NE 1/30/2002
<br />
<br />(page 1 of 4)
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