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<br />200600880 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this OHIO <br />On- Time Program Rider. <br /> <br />~~~ <br />/-:)10- to <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />(Seal) <br /> <br />(Seal) <br /> <br />-Borrower <br /> <br />.Borrower <br /> <br />[Sign Original Only} <br /> <br />LOAN NUMBER: 5997753 <br />On-Time Program ARM Rider to the Security Instruments <br />Ohio Savings Bank <br /> <br />Page 3 00 <br /> <br />WSL145 06/03 <br />80116MU 11/01 (Rev. 06/03) <br /> <br />~ 11111111111111111111111111 <br />