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<br />200600762 <br /> <br />BALLOON RIDER <br />SECOND MORTGAGE <br /> <br />LOAN NO.: 2530001002 <br /> <br />MIN: 100039225300010028 <br />MERS Phone: 1-888-679-6377 <br /> <br />This Balloon Rider is made this 23rd day of JANUARY, 2006 <br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or <br />Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to <br />secure Borrower's Note (the "Note") to <br />FIRST MAGNUS FINANCIAL CORPORATION, AN ARIZONA CORPORATION <br />(the "Lender") of the same date and covering the property described in the Security Instrument and located <br />at 304 WEST 12TH STREET, GRAND ISLAND, NE 68801 <br />(the "Property"). <br /> <br />Additional Covenants. Notwithstanding anything to the contrary set forth in the Note or <br />Security Instrument, Borrower and Lender further covenant and agree as follows: <br /> <br />THIS LOAN IS PAYABLE IN FULL AT MATURITY. YOU MUST REPAY THE ENTIRE <br />PRINCIPAL BALANCE OF THE LOAN AND UNPAID INTEREST THEN DUE. LENDER IS <br />UNDER NO OBLIGATION TO REFINANCE THE LOAN AT THAT TIME. YOU WILL, <br />THEREFORE, BE REQUIRED TO MAKE PAYMENT OUT OF OTHER ASSETS THAT YOU <br />MAY OWN, OR YOU WILL HAVE TO FIND A LENDER, WHICH MAY BE THE LENDER YOU <br />HAVE THIS LOAN WITH, WILLING TO LEND YOU THE MONEY. IF YOU REFINANCE <br />THIS LOAN AT MATURITY, YOU MAY HAVE TO PAY SOME OR ALL OF THE CLOSING <br />COSTS NORMALLY ASSOCIATED WITH A NEW LOAN EVEN IF YOU OBTAIN <br />REFINANCING FROM THE SAME LENDER. <br /> <br />Form 651 <br />5/1/01 <br /> <br />Page 1 of 2 <br /> <br />J;)/' <br />Inn~. -'~y) <br /> <br />LENDER SUPPORT SYSTEMS INC. AUR.OS.AlJR (OSIO;t' -, I"~ <br />