<br />200600582
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<br />20. Sale of Note; Change or Loan Servlcer; Notice of Grievance. The Note or a partial interest in
<br />the Note (together with this Security Instrument) can be sold One or more times without prior notice to
<br />Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects
<br />Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
<br />servicing obUgations under the Note, this Secwil:y In$trument, and Applicable Law, There a150 misht be
<br />one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan
<br />Servicer I Borrower will be given written notice of the chBn8e which will state the Dame and address of the
<br />new Loan Servicer I the address to which payments shQuld be made and any other information RESP A
<br />requires in cannection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is
<br />serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations
<br />to Borrower will remain with the Loan Servicer or be trlUlsferred to a PJUcccssor Loan Se:\'Vicer and are not
<br />assumed by the Note purchaser unless othernrise provided by the Note purchaser.
<br />Neither Borwwer nor Lender may cammence, join, or be joined to any judicial actian (as either an
<br />individual litigant or the member of a class) that arises from the other party's actions pursuant to this
<br />Security Instrument or that allege$ that the other party has brl!lached any provision of, or any duty owed by
<br />reason of, this Security Instrument, until such Borrower or Lender has notified the ather party (with such
<br />notice given in compliance with the requiremmts of Section 15) of such alleged breach and afforded the
<br />other party hereto a reasonable period after the giving of SUM notice ta take corrective action. If
<br />Applicable Law pravides a time period which must elapse befare certain action can be taken, that time
<br />period will be deemed to be reasonable for purposes af this paragraph. The notice of acceleration and
<br />opportunity ta cure given to Borrower pursuant to Section 22 and the notice of acceleration given to
<br />Borrower pursuant to Section 18 shall be deemecl to satisfy the notice and opportunity to take corrective
<br />action provisions af this Section 20.. .
<br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those
<br />substances defined as toxic Or hazardous substances, pollutants, or wastes by Environmental Law and the
<br />following substances: gasoline, kerosene, ather flammable ar toxic petroleum products, toxic pesticides
<br />and herbicides, valatile solvents, materials containing asbestos or tonnaldehyde, and radioactive materials:
<br />(b) ~Environmental Law" meam federal laws and laws ofthc jurisdiction where the Property is located that
<br />relate to health, safety or environmental protection; (c) "EnviroMlcn,tal Cleanup" includes any response
<br />action, remedial action, or removal action, as dermed in Environmental Law; and (d) an "Environmental
<br />Condition I, means a condition that can cause, contribute to, .01." otherwise trigger an Environmental
<br />Cleanup.
<br />Borrower shall not cause or permit the presence, UBe, disposal, storage, or release of any Hazardous
<br />Substances, or threaten to release any Haurdous SUbstances, on or in the Property. BOl:'rower shall not do,
<br />nor allow anyone else to do, anything affectins the Property (a) that is in violation of any Enviranmental
<br />Law, (b) which creates an Environmental Condition, ar (c) which, due to the presence, use, or release of a
<br />Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding
<br />twa sentences shall not apply to the presence, usc, or storase on the Property of small quantities af
<br />Hazardous Substl\nces that are generally recognized to be appropriate to normal residential uses and ta
<br />maintenance of the Property (including, but not limited to, hazardous substances in consumer products),
<br />Barrower shall promptly give l..en4er written notice ot (a) any investigation, claim, demand, lawsuit
<br />or other action by any governmental or regulatory agency ar private party involving the Property and any
<br />Hal:ardoul!I Substance or Environmental Law ot which Borrower has actual knowledge, (b) any
<br />Environmental Condition, including but not limited to, any spilling, leaking, discharge, release or threat of
<br />release of any Hazardous SUb$lAnce, and (c) any condition caused by the presence. use or release of a
<br />HlIZlU'dous Substance which adversely affects the vatue of the Property. If Borrower learns, or is notified
<br />by any governmental or regulatory authority, or any private party, that any removal or other remediation
<br />of any Hazardous Substance affecting the Pro1)erty is necessary, Barrawer shall promptly take aU necessary
<br />remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on
<br />Lender far an Environmental Cleanup.
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<br />E990B02
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<br />CIl-SAINE) 104071
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<br />6S 'd OV6t 'ON
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<br />Pogo 12 of 1 !
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<br />Inl~.III' \ \\ / J(/I:i=
<br />~ Form 3028 1/01
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<br />dJOJ II\OJJSj ~ ~ll!l paYlJON
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<br />~d6t:S 900~ 'Ot 'U'er
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