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<br />200600553 <br /> <br />which a Prepayment penalty is allowed, then the Note Holder's right to assess a <br />Prepayment penalty will be determined under applicable law. <br />lfwithin THIRTY-SIX (36 ) months from the date the Security <br />Instrument is executed I make a full Prepayment or one or more partial Prepayments, and <br />the total of all such Prepayments in any 12-month period exceeds twenty percent (20%) <br />of the original Principal amount of the loan, I will pay a Prepayment charge in an amount <br />equal to SIX (6) months' advance interest on the amOlUlt by which <br />the total of my Prepayments within any 12.month period exceeds twenty percent (20%) of <br />the original Principal amount of the loan. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrces to the terms and provisions contained in this <br /> <br />Rider. <br /> <br />~~ <br /> <br />(Seal) <br />-&mower <br /> <br />1i(f~~::2 <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br />MULTISTATEPREPAYMB'JT RIDER <br />6/03 <br /> <br />Page 2 of 2 <br /> <br />DocMagic~ 800-649-1362 <br />www.dxtnagc.com <br /> <br />UJr.r.tf.2 tern <br />