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<br />J'\.) <br />1:9 <br />1:9 <br />0) <br />1:9 <br />1:9 <br />~ <br />W <br /><0 <br /> <br /> <br />N::3028./llld 1. tan <br /> <br />~ <br /><<'. <br />~ <br /> <br />;g <br />rn <br />-n <br />c: <br />(') Z <br />~~~ <br />n (I) " <br />~:z: <br /> <br /> r--..;. <br /> .~~ C':>(n <br /> <:=> ~~ <br /> '~ c:;r, o~ <br />~J c_ Cl> <br />::0 Z -i <br />ITI . Z -if'Tl of! <br />CO) - -<0 <br />\'" I--" <br />0 o ." 0 <br />""'1 -.J "'z 0)2;- <br />0 tl ::: rTl <br />ITI r -0 1> CO 05" <br />ITI <br />0 :::3 r :::0 og <br />(f) r 1> <br /> -s:: (n <br /> ^ -c3 <br /> 1> <br /> N .................. W~ <br /> Ul (n <br /> (n CD ,..... <br /> 2 <br /> 0 <br /> <br />Q~ <br />m(l) <br />n:z: <br />~ <br /> <br /> <br />After Recording Return To: <br />-- HlMIL'RN M:RIt:?PCE CIMPlNf IN ARIZGA. CI:RR:mI'ICN <br />2700 N:RIH CENI'RA1 AVEl\IlE; SUI'IE 1500 <br />HUNIX ARIZGA. 85004 <br />loan NUITber: 0000533319 <br /> <br />[Space Above This Une For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />NUN: 1001993-0000533319-3 <br />DEFINITIONS <br /> <br />~tJ ' 50 <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JANUARY 4, 2006 , together <br />with all Riders to this document. <br />(B) "Borrower" is SCOTT H. MARKHAM AND TRACY A. MARKHAM, HUSBAND AND <br />WIFE, FS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is HAMILTON MORTGAGE CCMPANY <br /> <br />Lender is a ARIZONA. CORPORATION organized <br />and existing wlder the laws of ARI ZONA. <br />Lender's address is 2700 NORTH CENTRAL AVENUE, SUITE 1500, PHOENIX, <br />ARIZONA. 85004 <br /> <br />(D) "Trustee"is f$t~Xjt'X~t~~ FIRST AMERICAN TITLE INSURANCE COMPANY <br />123 NORTH LOCUST, GRAND ISlAND, NEBRASKA 68801 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />ofP.a. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 4, 2006 <br />The Note states that Borrower owes Lender ONE HUNDRED THIRTY -TWO THOUSAND AND <br />00/100 Dollars (U.S. $ 132,000.00 ) plus interest. <br />Borrower has promised to yay this debt in regular Periodic Payments and to pay the debt in full not later than <br />FEBRUARY 1, 203b . <br />(G) ''Property'' means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due lmder <br />the Note, and all sums due under tills Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />o Second Home Rider <br /> <br />~ Other(s) [specify] <br />RITER TO SEXJJRITY <br />rnsI'RMENI' EREPAJMENI' <br />RITER. TO SEc:bRTIY m <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />Opl1110ns. <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D <br />D <br /> <br />Planned Unit Development Rider <br /> <br />Biweekly Payment Rider <br /> <br />NEERASKA-Single Family-Fannie Mae/Freddie Mac UNIFCRM INSTRUMENT - MffiS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMaglceAo= 800-649-1382 <br />www.cJocmagc.com <br /> <br />t>5tf4 00 ~3~ / <br />