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<br />i <br /> <br />D <br /> <br />~ <br /> <br /> 0'l:J I I n ~ <br /> m :::J: <br /> .." I <br /> c m (I) <br />n Z n :c ~ <br /> " =:> c"> (j) 0 <br />:::c n 0 t c::::> o -l <br /> c;r.> <br />/11 )> f.~' ~ c::~ N <br />n tf) c_ :.z:-l <br />'" :r: ~.f ::0 -IfTl 0 <br /> Z -<0 G;' <br /> ....... 0"'" 0 <br /> ...,., ....... ""'z en :r <br /> 0 r ;:r:fTl O~ <br /> )>0) <br /> rr1 -0 r-:.:o <br /> m ::::3 <br /> 0 ,po ~~ <br /> (J) (f> <br /> N ;;": <br /> l> co r"I" <br /> 4: -- <br /> 0 lln ..J::2 <br /> en Q <br /> 200600284 <br /> <br /> <br />I\.) <br />G <br />G <br />0) <br />G <br />G <br />I\.) <br />co <br />.j:::>. <br /> <br />~fter Recording Return To: <br /> <br />Decision One Mortgage Company, LLC <br />6060 J.A. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280051267280 <br />MIN: 100077910005595372 <br /> <br />~ <br />C:::"~'. <br />~J'.; <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated JANUARY 6,2006, together with all Riders <br />to this document. <br />(B) "Borrower" is JUAN F. RONQUILLO and LATINA T. RONQUILLO, HUSBAND AND WIFE. <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TRANSNATION TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated JANUARY 6,2006. The Note states that <br />Borrower owes Lender SEVENTY-TWO THOUSAND AND 00/100ths Dollars (U.S.$72,OOO.OO) plus <br />interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not <br />later than JANUARY 11, 2036. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />~rlilijlli~~flnnllllmlilii~liITI~l"~lm Milll~lmi~(~mlil~nirulllllll ~Iliilllf~i~ 1~l1tllfliflilllf( (Ilifl~ml <br />