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<br />SUBSTITUTION OF TRUSTEE
<br />Network Branch #:2700910204628 "FRAUEN" Hall, Nebraska PIF: 12/05/2005
<br />WHEREAS, the undersigned is the present Beneficiary under the Deed of Trust described as follows:
<br />
<br />Original Trustor: VELAURA FRAUEN, A SINGLE PERSON AND GARY J. A. FRUAEN AND BARBARA J. FRAUEN,
<br />HUSBAND AND WIFE
<br />Original Beneficiary: CITIFINANCIAL, INC. (MD)
<br />Original Trustee: MICHAEL F. KIVETT
<br />Dated: 01/03/2003 Recorded: 01/06/2003 in BooklReel/Liber: N/A Page/Folio: N/A as Instrument No.:
<br />0200300154, in the County of Hall, State of Nebraska
<br />
<br />Legal: PLOT FOUR (4), OF THE GRAND ISLAND FARMSTEADS, LOCATED IN THE E1/2 NE1/4 OF SECTION
<br />THIRTY-FOUR (34), TOWNSHIP ELEVEN (11) NORTH, RANGE NINE (9) WEST OF THE 6TH P.M., HALL
<br />COUNTY, NEBRASKA.
<br />
<br />Property Address: 3516 FARMSTEAD ROAD, GRAND ISLAND, NE 68801
<br />
<br />AND WHEREAS, the undersigned, who is the present Beneficiary under said Deed of Trust, desires to substitute a
<br />successor Trustee under said Deed of Trust in the place and stead of present Trustee thereunder;
<br />
<br />Now therefore, the undersigned hereby substitutes MICHAEL KIVETT, ESQ. whose address is PO BOX 540125,
<br />11240 DAVENPORT STREET, OMAHA, NE 69154 as Successor Trustee under said Deed ofTrust, to have all the
<br />powers of said original Trustee, effective immediately.
<br />
<br />CITIFINANCIAL, INC.
<br />On December 16th, 2005
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<br />STATE OF Maryland
<br />COUNTY OF Frederick
<br />
<br />On December 16th, 2005, before me, V. ROBIN RAU, a Notary Public in and for Frederick in the State of Maryland,
<br />personally appeared GERALDINE M SIMPSON, Vice-President, personally known to me (or proved to me on the
<br />basis of satisfactory evidence) to be the person(s) whose name(s) is/are subscribed to the within instrument and
<br />acknowledged to me that he/she/they executed the same in his/her/their authorized capacity, and that by
<br />his/her/their signature on the instrument the person(s), or the entity upon behalf of which the person(s) acted,
<br />executed the instrument.
<br />
<br />WITNESS my hand and official seal,
<br />'v~G<~
<br />V. ROBIN RAU
<br />Notary Expires: 12/31/2007
<br />
<br />
<br />When Recorded Return To: GARY FRAUEN 3516 FARMSTEAD ROAD, GRAND ISLAND, NE 68801
<br />
<br />*KSA *KSACITM*12/15/2005 01 :03:00 AM* C ITM02CITM0000000000000001935673* NEHALL * 2700910204628 NESTA TE_ TRUST_SUB *PM2*PM2CITM*
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