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<br />200600186 <br /> <br />I. CROSS-DEFAULT PROVISION. Borrower's default or breach under any note or <br />agreement in which Lender has an interest shall be a breach under the Security Instrument <br />and Lender may invoke any of the remedies permitted by the Security Instrument. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained <br />in this 1-4 Family Rider. <br /> <br />.~~...uummmm <br /> <br />TOBYS.~ <br /> <br /> <br />". ". (Seal) <br />-Borrower <br /> <br />~~uJ).~~".........".".". (Seal) <br />STEPHANIE D. MOHLER -Borrower <br /> <br />MUL TISTATE 1-4 FAMILY RIDERfFanniEtlllae/Freddie Mac UNIFORM INSTRUMENT <br />--Bankers Systems;--Inc., St. Cloud, MN Form 1~4---FAM..R 6/14/2004 Form 3170 1/01 <br />(page 3 of 3 pages) <br /> <br />-- .-.",,--~ ...~-_.,-:--"~~~~~,~ ""._ r;I~I~~~~-'''''--.---'. <br />