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<br /> <br /> <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 <br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated........................ JU7:7P.Q~............................., together <br />with all Riders to this document. <br />(B) "Borrower" is .J.~~~MY.~\ Y'{\~~~.~~.Q M!C~.E.~~~ R..I(iJ~~.~,.~~.~~P,.~~.~~.Q .\Yl~~. ........ . . .. ........... . . . . . . . . .. . . . ...... . . . . . ... .. ...... .... . <br /> . . .. .. <br /> <br />Borrower is the trustor under this Security Instrument. <br /> <br />(C) "Lender" is .Q~N~.Q~ .Q9NW.~~N . . . . . ............ . . . . .............. ................ . . . . ............. .. . . . ..... ..... . . . . . . .. ....... . . . . . . . . . <br /> . . . .. . <br /> <br />Lender is a .Gl)R~QIV\TlQt-l........................................................................................... organized and existing under <br />the laws of .TH~ ~.1N.~ Pf N~eRA$~A........................................ . Lender's address is .1'. P.~A~.:m,.QQ~JrH~t-l/.~~. fi.Q~~7:Q7.7.Q...... <br /> <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is .~~~.~ P.~ AWIp~.~~. f..Q..~9.~ PO. P.Q~!~~.~~, N~. ~~.Q~7. ..... . . ... . . . . . . ... ... . . .. . . . . . ......... . .... . . . . ........ .. .. . . . . . . . <br /> ........ <br />(E) "Note" means the promissory note signed by Borrower and dated ,1.UV.QQ~.................................................... . The <br />Note states that Borrower owes Lender O.NH'l.INOR~O .~Il>.IH),. TWO. THQl.I.S~N.O fOUR l-l.UfJlO.IJEO.SIJUJ SJl<./lNO.6011 00...... . . . . ... ............. .. ... . <br />.. .. .. .. . .. .. .. .. .. .. .. .. .. . .. .. .. .. .. . .. .. . .. . ... Dollars (U. S. $ .1. ~7Mfi:~P.. .. .. .. .. .. .. .. .. .. .. .) plus interest. Borrower has promised to <br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... Ofi:Z.8:Z.0.Q7.... . .. . . . . . . . . . . . . . . <br /> <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, <br />and all sums due under this Security Instrument, plus interest. <br />(II) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be <br />executed by Borrower [check box as applicable]: <br />o Adjustable Rate Rider D Condominium Rider <br />[XI Balloon Rider D Planned Unit Development Rider <br />D 1-4 Family Rider D Biweekly Payment Rider <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(.J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, <br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (Ii) any <br />amounts under Section 3 of this Security Instrument. <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.c. *2601 et seq.) and its implementing regulation, <br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or <br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and <br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally <br />related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br /> <br />I] Second Home Rider <br />[l Other(s) [ specify] ....................... <br /> <br />Form 3028 1101 <br /> <br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT <br />Bonkers Systems, Ine" St. Cloud, MN form MD-1-NE BI17/2000 <br />ref: t 12()O 1 (page 1 of 7 pages) <br /> <br />11111111111111111111111111111111111 <br /> <br />JB2AO <br />