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<br />200512770 <br /> <br />ADJUSTABLE RATE RIDER ADDENDUM <br />(Lib or Index - Rate Caps) <br /> <br />This Adjustable Rate Rider Addendum is made this 29th day of December 2005 , <br />and is incorporated into and shall be deemed to amend and supplement the Promissory Note (the "Note") and <br />Mortgage, Deed of Trust or Security Deed (the "Security Instrument") and Adjustable Rate Rider (the <br />"Rider") of the same date given by the undersigned (the "Borrower") to secure repayment of Borrower's <br />Note to <br />New Century Mortgage Corporation (the "Lender"). <br /> <br />Property securing repayment of the Note is described in the Security Instrument and located at: <br />3515 E. Seedling Mile Road, Grand Island, NE 68801 <br />(Property Address) <br /> <br />To the extent that the provisions of this Adjustable Rate Rider Addendum are inconsistent with the <br />provisions of the Note and/or Security Instrument and/or Rider, the provisions of this Addendum shall <br />prevail over and supersede any such inconsistent provisions of the Note and/or Security Instrument and/or <br />Rider. <br /> <br />In addition to the covenants and agreements made in the Note, Security Instrument, and Rider, Borrower and <br />Lender further covenant and agree as follows: <br /> <br />4. (D) LIMITS ON INTEREST RATE CHANGES <br />The interest rate I am required to pay at the first change date will not be greater than <br />9.498 % or less than 7.998 %. Thereafter, my interest rate <br />will never be increased or decreased on any single Change Date by more than <br />One And One-half percentage point(s) ( 1.500%) from <br />the rate of interest I have been paying for the preceding 6 months. My interest rate will never be <br />greater than 14.998 % or less than 7.998 %. <br /> <br />BY SIGNING BELOW, Borrower <br />Adjustable Rate Rider Addendum. <br /> <br />~~ <br /> <br />Steve L Unenberger <br /> <br />accepts and agrees to the terms and covenants contained In this <br /> <br />(c-") / . r <br />~ . __'-./J '-_;:)- ,I',') ,.'" <br />/'-- d-- ,." .' <br /> <br />Daun L Linenbe~er ~/-' <br /> <br />NCMC <br />Adjustable Rate Rider Addendum <br />RE-I02 (082296) <br /> <br />1005766637 <br /> <br />Page I of I <br />