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<br /> DEED OF TRUST
<br />
<br />
<br />
<br />DATE AND PARTIES. The date of this Deed Of Trust (Security Instrument) is DECEMBER 21, 2005. The
<br />parties and their addresses are:
<br />TRUSTOR (Grantor):
<br />PHYLLIS J CODNER
<br />As TRUSTEE
<br />Of thEil PHYLLIS J CODNER REVOCABLE TRUST
<br />Dated January 1, 2000, A NEBRASKA Trust
<br />2540 N WEBB RD
<br />PO BOX 5284
<br />GRAND ISLAND, Nebraska 68802
<br />PHYLLIS J CODNER
<br />2540 N WEBB RD
<br />PO BOX 5284
<br />GRAND ISLAND, Nebraska 68802
<br />TRUSTEE:
<br />PLATTE V ALLEY STATE BANK & TRUST COMPANY
<br />a Corporation
<br />2223 Second Ave
<br />PO Box 430
<br />Kearney, Nebraska 68848-0430
<br />BENEFICIARY (Lender):
<br />PLATTE VALLEY STATE BANK &TRUST COMPANY
<br />Organized and existing under the laws of Nebraska
<br />810 Allen Drive
<br />Grand Island, Nebraska 68803
<br />TIN: 47-0343902
<br />, . CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged,
<br />and to secure the Secured Debts and Grantor's performance under this Security Instrument, Grantor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Lender, with power of sale, the following
<br />described property:
<br />
<br />LOT 13, BLOCK 13, SCARRF'S ADDITION TO WEST LAWN, AN ADDITION TO THE CITY OF GRAND ISLAND,
<br />HALL COUNTY, NEBRASKA
<br />
<br />The property is located in HALL County at 181 2 TAYLOR AVE, GRAND ISLAND, Nebraska 68801.
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, crops, timber,
<br />all diversion payments or third party payments made to crop producers and all existing and future
<br />improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the
<br />real estate described (all referred to as Property). This Security Instrument will remain in effect until the
<br />Secured Debts and all underlying agreements have been terminated in writing by Lender.
<br />2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone
<br />time will not exceed $40,099.50. This limitation of amount does not include interest and other fees and
<br />charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances
<br />made under the terms of this Security Instrument to protect lender's security and to perform any of the
<br />covenants contained in this Security Instrument.
<br />3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts:
<br />A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and
<br />replacements. A promissory note or other agreement, No. 305967-51, dated December 21, 2005, from
<br />Grantor to Lender, with a loan amount of $40,099.50.
<br />B. All Debts. All present and future debts from Grantor to Lender, even if this Security Instrument is not
<br />specifically referenced, or if the future debt is unrelated to or of a different type than this debt. If more than
<br />one person signs this Security Instrument, each agrees that it will secure debts incurred either individually or
<br />with others who may not sign this Security Instrument. Nothing in this Security Instrument constitutes a
<br />commitment to make additional or future loans or advances. Any such commitment must be in writing. In
<br />the event that Lender fails to provide any required notice of the right of rescission, Lender waives any
<br />subsequent security interest in the Grantor's principal dwelling that is created by this Security Instrument.
<br />This Security Instrument will not secure any debt for which a non-possessory, non-purchase money security
<br />interest is created in "household goods" in connection with a "consumer loan," as those terms are defined by
<br />PHYLLIS J CODNER REVOCABLE TRUST
<br />Nebraska Deed Of Trust InitialS
<br />NE/4XX283440008151 000045580151221 05Y @1996 Bankers Systems, Inc.. St, Cloud, MN ~. Page 1
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