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<br />(C) "Lender" is H&a Block Mortgage corporation
<br />
<br />200512603
<br />
<br />Lender is a Corporation
<br />organized and existing under the laws of MLSSACHUSE.'l''l'S
<br />Lender's address is 3 Burlinqt.on Woods, 2nd Floor
<br />Burlingt.on, ~ 01803
<br />(D) "Trustee" is Firat American 'l'itle Insurance company
<br />
<br />(E) tiMERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Seeurity Instrwnent. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, FUnt, MI 48501-2026, tel, (888) 679.MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated December 02, 2005
<br />'The Note states that Borrower Owes Lender One Hundred Sixty Seven 'l'housand Dollars
<br />And Zero Cents Doll us
<br />(U.S. $167,000.00 ) plus interest. Borrower has promised to pay this debt in regulu Periodic
<br />Payments and to pay the debt in full not later than January 01, 2036
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. ..
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />
<br />8 Adjustable Rate Rider D Condominium Rider 8 Second Home Rider
<br />Balloon Rider 0 Planned Unit Development Rider 1-4 Family Rider
<br />V A Rider D Biweekly Payment Rider Other(s) [specify]
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable fmal,
<br />non-appealable judiCial opinions.
<br />(K) "COJl1munity Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Traosrer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrwnent, which is initiated through an electronic tenninal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of~sale transfers. automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any oompensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the ooverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Propeny; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Property.
<br />(0) "Mortgage Jnsurance" means insurance protecting Lender againllt the nonpayment of, or default on,
<br />the Loan.
<br />271026076
<br />
<br />Inlllll':&
<br />
<br />11/29/200~
<br />
<br />_.6AINEI (00051.Q1
<br />
<br />P.ge2 o>f 15
<br />
<br />f?"5
<br />
<br />Form 3028 1/01
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