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<br />. . <br /> <br />200512564 <br /> <br />Rider. <br /> <br />BY SIGNING BELOW Borrower accepts and agrees to the terms and provisions in this Tax-Exempt Financing <br /> <br /> <br />2 <br /> <br />DEe E M B E R 23. 2 0 0 5 <br />Date <br /> <br />December 23. 2005 <br />Date <br /> <br />J SHERMAN <br /> <br />Borrower <br /> <br />Non-Purchasing Spouse <br /> <br />Date <br /> <br />Non-Occupying Spouse <br /> <br />Date <br /> <br />NIFA MRB/Form E-3 <br />(10/05) <br />