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<br />~ <br /> <br />\t) <br />-- <br />C/') <br /> <br />C".> (j) <br /><:> -l <br />c::1> <br />z-l <br />-1m <br />-<0 <br />0-" <br />-., <br />::r: rr1 <br />1> c.u <br />r ;;r:J <br />r 1> <br />(j) <br />:;:><; <br />1> <br /> <br /> ;lIO I I I n ~ <br /> m <br /> -1'1 :.c <br /> c:: m en '"'-> <br /> ..,...~ n :.t: 1;,':;::' <br />() ,tit,," c;::'J. <br /> ,,, <:..ri <br />:r.: () I" \ -"""'{ <br />rn J.. ','iI i' I ~ ~' Cl <br />n './1 . .. r I rr1 <br />;;;" ~L , ~ S:.- C";) <br /> ~ o~ N <br /> I I c::::> <br /> ""'1 C:~ <br /> 0 <br /> Itl ~ "~ :n <br /> rTi ::3 <br /> CJ <br /> (fl .... f--" <br /> ~ f--" <br /> W <br /> 0) <br /> <br />U'I <br />{fJ <br /> <br />'" <br />S <br />S <br />(J1 <br />...lo. <br />'" <br />W <br /><.0 <br />(J1 <br /> <br />Recording Rcturn To: <br /> <br />:j <br />--+- <br />--- <br /> <br />t <br /> <br />T FRANKLIN <br />ECURITY CONNECTIONS <br />INTERNATIONAL WAY <br />10 FAllS, ID 83402 <br /> <br />-- <br /> <br />200512395 <br /> <br />[Space Above This Line }'or Recording Dala] <br /> <br />(T\ <br />c::::>::J <br />nr <br />~[ <br />c:::>~ <br /> <br />CJl _ <br />........:::J <br />~ <br />N2 <br />~~ <br />CJl..... <br />2 <br />o <br /> <br />.,c.~~ <br />'~ <br />c:;;."/ ~ <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words arc defined in Sections 3, 11, 13, 18, 20 <br />and 21 . Certain mles regarding thc usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" mcans this document, which is dated December 13, 2005 <br />Riders to this document. <br />(B) "Borrower" is JEFFREY M REIS and HEATHER E REIS, HUSBAND AND WIFE <br /> <br />, together with all <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FIRST FRANKLIN A DIVISION OF NAT. CITY BANK OF IN <br />Lcndcr is a National Association <br />the laws of United States of America <br />2150 NORTH FIRST STREET, SAN JOSE, California 95131 <br /> <br />organized and existing under <br />. Lender's address is <br /> <br />. Lender is thc bencficiary under this Security Instrument. <br />(D) "Trustee" is ~IWC FIRST AMERICAN TITLE INSURANCE COMPANY <br /> <br />(E) "Note" means the promissory note signed by Borrower and dated December 13, 2005 . The Note <br />states that Borrower owcs Lender One Hundred Sixty Four Thousand and no/100 <br />Dollars (U.S. $ 164,000.00 ) plus interest. Borrower has promised <br />to pay this debt in regular Periodic Payments and to pay the debt in full not latcr than January 01, 2036 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Propcrty." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepaymcnt charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be <br />executed by Borrower [check box as applicable): <br /> <br />D Adjustable Rate Rider <br /> <br />D Condominium Rider <br /> <br />D Second Home Rider <br /> <br />o Balloon Rider <br /> <br />D Planned Unit Development Rider <br /> <br />[X] Other(s) [specify] Prepay Rider <br /> <br />o 1-4 Fmnily Rider <br /> <br />D Biweekly Payment Rider <br /> <br />NEBRASKA-Singlc Family-Fannie MaeIFreddie Mac UNIFORM INSTRUMENT <br /> <br />I<'orm 3028 1101 <br />4000574788 GREATLAND. <br />To Order Call: 1-800-530-9393 U Fax: 616-791-1131 <br /> <br />ITEM 1915L1 (0011) MFNE3111 <br /> <br />(Page 1 '!lll pages) <br /> <br />fJl3;cpJi. t:r:J ~7 16 <br />