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<br />__.tter Recording Return To:
<br />PPI EQUITIES INC., DBA PACIFICA MORTGAGE, A
<br />CALIFORNIA CORPORATION-CRMLA 4130559
<br />6345 BALBOA BLVD., BLD 3 SUITE 270
<br />ENCINO, CALIFORNIA 91316
<br />Loan Number: 0031680556
<br />
<br />ISpaoe Above This Line For Reoording Datal
<br />
<br />DEED OF TRUST
<br />
<br />MIN: 1001706 - 0051003003 - 3
<br />
<br />DEFINITIONS
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<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11,
<br />13, 18,20 and 21. Certainmles regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated DECEMBER 5, 2005 , together
<br />with all Riders to this document.
<br />(B) "Borrower" is ROLANDO A. GUERRA AND ANNA GLORIA GUERRA, HUSBAND
<br />AND WIFE AS JOINT TENANTS
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is PPI EQUITIES INC., DBA PACIFICA MORTGAGE, A
<br />CALIFORNIA CORPORATION-CRMLA 4130559
<br />Lender is a
<br />and existing under the laws of CALIFORNIA
<br />Lender's address is 6345 BALBOA BLVD., BLD 3 SUITE 270, ENCINO,
<br />CALIFORNIA 91316
<br />
<br />organized
<br />
<br />(D) "Trustee" is TICOR TITLE
<br />106 W. 11TH ST., SUITE 1800, KANSAS CITY, MISSOURI 64105
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting
<br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security
<br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone nUlnber
<br />of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated DECEMBER 5, 2005
<br />The Note states that Borrower owes Lender SIXTY -NINE THOUSAND TWO HUNDRED AND
<br />00/100 Dollars (U.S. $ 69,200.00 ) plus interest.
<br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />JANUARY 1, 2036
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. ,.
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under
<br />the Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower I check bo x as applicable 1 :
<br />
<br />IX] Adjustable Rate Rider
<br />D Balloon Rider
<br />IX] 1-4 Family Rider
<br />
<br />D Condominium Rider
<br />D Planned Unit Development Rider
<br />D Biweekly Payment Rider
<br />
<br />o Second Home Rider
<br />
<br />IX] Other(s) [specify]
<br />ADDENDUM TO
<br />ADJUSTABLE RIDER
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />
<br />NEBRASKA--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS
<br />Form 3028 1/01 Page 1 of 10
<br />
<br />DocMagiceR."=Ji.l~ 800.649 1362
<br />www.docmagic.com
<br />
<br />Ne3028.I1UjrJ.l. tenl
<br />
<br />1111111111111111111111I111111I1111111111111111111111111111111111111111111111111
<br />
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