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<br />200512221 <br /> <br />By signing below, Borrower accepts and agrees to the terms and covenants contained in this Prepayment <br /> <br />Rider. <br /> <br />~~~~ <br /> <br />(Seal) <br />-Borrower <br /> <br />~-/ ~ ~ff <br />LV YR. ilREJDL <br /> <br />(Seal) <br />-Borrower <br /> <br />60382 Multistate Rider 0110 I <br />(R&A)Rev, 08/22/2005 - RA0077219 - rd603b2,aur <br /> <br />Page 2 <br />