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<br />State of Nebraska
<br />
<br />DEED OF TRUST
<br />(With Future Advance Clause)
<br />D Construction Security Agreement
<br />D Master form recorded by__ ... _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _ _
<br />1. DATE AND PARTIES. The datc of this Deed of Trust (Security Instru~e~t)- i-~ -D~; - 05 -, --2-0-0-5 - - - - - - - - - - - - - - -
<br />and the parties, their addresses and tax identification numbers, if required, are as -i~il~~~~ ... -- ..
<br />
<br />TRUSTOR: MARK E KERSTEN, AN UNMARRIED PERSON
<br />
<br />523 W LOUISE
<br />GRAND ISLAND, NE 68801
<br />
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<br />D If checked, refer to the attached Addendum incorporated herein, for additional Trustors, their signatures and
<br />acknowledgments.
<br />
<br />TRUSTEE:
<br />EQUITABLE BANK
<br />113-115 N LOCUST ST
<br />GRAND ISLAND, NE 68801
<br />
<br />BENEFICIAR Y:
<br />EQUITABLE BANK
<br />PO BOX 160, 113-115 N LOCUST ST GRAND ISLAND, NE 68802-0160
<br />
<br />2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to
<br />secure the Secured Debt (defined below) and Trustor's performance under this Security Instrument, Trustor irrevocably
<br />grants, conveys and sells to Trustee, in trust for the benefit of Beneficiary, with power of sale, the following described
<br />property:
<br />LOT FOUR (4), BLOCK SIX (6), WIEBE'S ADDITION TO THE CITY OF GRAND ISLAND, HALL
<br />COUNTY, NEBRASKA
<br />
<br />The property is located in
<br />
<br />m 523 W LOUISE ST
<br />
<br />Hall
<br />
<br />(County)
<br />
<br />(Address)
<br />
<br />. __~~__ISLAND
<br />(City)
<br />
<br />, Nebraska__
<br />
<br />68801
<br />(ZIP C'Olk)
<br />
<br />Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian
<br />rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may
<br />now, or at any time in the future, be part of the real estate described abovc (all referred to as "Property").
<br />
<br />3. MAXIMUM OBLIGATION LIMIT. 'IlIe total principal amount secured by this Security Instmment at any onc time shall
<br />not exceed $ }.2 , 585.5 Q_ __ __ _ _ _ _ _ _ _ _ _ . . This limitation of amount does not include interest and other fees
<br />and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under
<br />the terms of this Security Instrument to protect Beneficiary's security and to perform any of the covenants contained in this
<br />Security Instmment.
<br />4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows:
<br />A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described
<br />below and all their extensions, renewals, modifications or substitutions. (When referencing the debts below it is
<br />suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.)
<br />A Promissory Note dated 12/05/2005
<br />
<br />NEBRASKA - DEED OF TRUST INOT FOR FNMA, FHLMC, FHA on VA USE)
<br />Exj5e~ 0 1994 Banko," Systems, Inc., S'- Cloud. MN Form RE-DT-NE 1/30/2002
<br />4& -C 165(NE) (0301) VMP MORTGAGE FORMS - 18001521-7291 '
<br />~
<br />
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