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e ,~2 -V\m~-' <: -v '"" ~- o VI r-- -. .-orr) ~ ).> E ~ i2 ~ Z rt;\ fT\ I {7 ~~m ~-l~ l{'r:'l) 0. ).; '" ~ a. IT' c' - ~ OIl! 1> ~ z. e ;;a "" () () <::::> c:> U) m :t: > =:> ~'1 ~ c..r"I 0-1 c; m (fl 0 c: l> n :I: z -; () Z X ~~' rT"1 ---if'Tl :t: n t7 = -< fTI ),. v' "---> 0 o .." n 01 "T1 -..J ""z =--" :X: fl r 0 :::x: 1'1 It) fT1 ::D l> CO fT1 ::3 r ::u '> 0 11> (J) ........ (f) ........ ;::><; l> c..:> -- -..J (f) (f) N G S CJ1 ....... N S +:::. CJ1 200512045 [Space above this line for recording data] DEED OF TRUST 0/_5. S. (I THIS DEED OF TRUST ("Security Instrument") is made on June 1,2005. The trustor is Douglas A. Boersen and Angela M. Boersen, married persons, ("Borrowers"). The trustee is First American Title Insurance Company ("Trustee"). The beneficiary is Nebraska I-lousing Developers Association, which is organized and existing under the laws of the state of and whose address is 985 S. 27th Street; Suite 201; Lincoln, Nebraska 68510-3108 ('Lender"). Borrower owes Lender the principal sum of Twenty Thousand Dollars, ($20,000). This debt is evidenced by Borrower's note dated the same date as this Security Instrument ("Note") that the full debt, if not paid earlier, is due and payable on sale, transfer or default. This Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with interest, and all renewal, extensions and modifications of the Note; (b) the payment of all other sums, with interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the pelfonnance of Borrower's covenants and agreements. For this purpose, Borrower irrevocably grants and conveys to Trustee, in trust. with powcr of sale; the following described property locatcd in Hall County, Nebraska: LOT I, HOMESTEAD 2ND SUBDIVISION, CITY OF GRAND ISLAND, HALL COUNTY, NEBRASKA which has the address of3324 N. Homestead Drive, Grand Island, Nebraska 68803 ("Property Address"); TOGETHER WITH" all the improvements now or hereafter erected on the property, and all casements, appUlienances and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is refel'red to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seized of the estate hereby conveyed and has the right to grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines unifonn covenants for national use and non-unifonn covenants with limited variations by jurisdiction to constitute a unifonn security instrument covering real property. om N~ ~f! en?: .........- :J ~~ -.r=~ U1~ ~