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<br />200512009 <br /> <br />BY SIGNING BELOW, BORROWER accepts and agrees to the terms and covenants <br />contained in this Balloon Rider. <br /> <br />~.Q/~ (Seal) <br /> <br />RAY W N r ~Borrower <br />Trustee and Settlor of the <br />Ray W Harmon Revocable Trust <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />~Borrower <br /> <br />.-877R (0402) <br />~ <br /> <br />cx1~J.~a') <br /> <br />DOROTHY L ON -Borrower <br /> <br />Trustee and Settlor of the <br />Dorothy L Harmon Revocable Trust <br /> <br />(Seal) <br />~Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />[Sign Original Only] <br /> <br />Page 3 of 3 <br /> <br />Form 3190 1/01 <br />