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<br />Vhen Recorded Mail To:
<br />
<br />>ecision One Mortgage Company, ~ C,
<br />~gent for THE MORTGAGE AUTHORITY INC
<br />)ne South Executive Park, Suite 1000, 6060 I.A. Jones Drive
<br />:harlotte, North Carolina 28287 I DEED OF TRUST I
<br />Loan Number 2070051139730
<br />MIN: 100077910005336512
<br />THIS DEED OF TRUST is made this 29TH day of NOVEMBER, 2005, among the Trustor, ELVIN
<br />H BANKS, A SINGLE MAN AND ELVINA M HILL, A SINGLE WOMAN (herein "Borrower"),
<br />TRANSNATION TITLE INSURANCE COMPANY (herein "Trustee"), and the Beneficiary, Mortgage
<br />Electronic Registration Systems, Inc. (herein "MERS"). MERS is a separate corporation that is acting solely
<br />as a nominee for Lender and Lender's successors and assigns. MERS is organized and existing under the laws
<br />of Delaware, and has an address and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888)
<br />679-MERS. The Lender is THE MORTGAGE AUTHORITY INC, a corporation organized and existing
<br />under the laws of KANSAS, whose address is 9537 W. 87TH STREET, OVERLAND PARK,
<br />KANSAS 66212 (herein "Lender").
<br />
<br />The beneficiary of this Security Instrument is MERS (solely as nominee for Lender and Lender's
<br />successors and assigns) and the successors and assigns of MERS. Borrower, in consideration of the
<br />indebtedness herein recited and the trust herein created, irrevocably grants and conveys to Trustee, in
<br />trust, with power of sale, the following described property located in the County of HALL, State of
<br />Nebraska:
<br />
<br />~~~
<br />
<br />Lots 44 and 45, in Hawthorne Place, in the City of Grand Island,
<br />Hall County, Nebraska
<br />
<br />which has the address of 936 SOUTH KIMBALL A VENUE, GRAND ISLAND,
<br />
<br />[Street, City] ,
<br />
<br />Nebraska 68801 [Zip Code] (herein "Property Address");
<br />
<br />TOGETHER with all the improvements now or hereafter erected on the property, and all easements,
<br />rights, appurtenances and rents (subject however to the rights and authorities given herein to Lender to
<br />collect and apply such rents), all of which shall be deemed to be and remain a part of the property covered
<br />by this Deed of Trust; and all of the foregoing, together with said property (or the leasehold estate if this
<br />Deed of Trust is on a leasehold) are hereinafter referred to as the "Property"; Borrower understands and
<br />agrees that MERS holds only legal title to the interests granted by Borrower in this Security Instrument,
<br />but, if necessary to comply with law or custom, MERS (as nominee for Lender and Lender's successors
<br />and assigns) has the right: to exercise any or all of those interests, including, but not limited to, the right
<br />to foreclose and sell the Property; and to take any action required of Lender including, but not limited to,
<br />releasing and canceling this Security Instrument.
<br />To SECURE to Lender the repayment of the indebtedness evidenced by Borrower's note dated
<br />NOVEMBER 29, 2005 and extensions and renewals thereof (herein "Note"), in the principal sum of
<br />U.S.$12,500.00, with interest thereon, providing for monthly installments of principal and interest, with
<br />the balance of the indebtedness, if not sooner paid, due and payable on DECEMBER 1, 2020; the
<br />payment of all other sums, with interest thereon, advanced in accordance herewith to protect the security
<br />of this Deed of Trust; and the performance of the covenants and agreements of Borrower herein
<br />contained.
<br />
<br />NEBRASKA-SECOND MORTGAGE-l/80-FNMA/FIn..MC MODIFIED INSTRUME Form 3828 (page J of 7 pages)
<br />
<br />111111111111111111111111111111111111111111111111111111111111111111111111111111111111111111
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