| 200511783 
<br />1 -4 FAMILY RIDER 
<br />(Assignment of Rents) 
<br />THIS 1 -4 FAMILY RIDER is made this 22nd day of November 2005 
<br />and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed 
<br />of Trust, or Security Deed (the "Security Instrument ") of the same date given by the 
<br />undersigned (the "Borrower ") to secure Borrower's Note to EQUITABLE BANK 
<br />(the 
<br />"Lender ") of the same date and covering the Property described in the Security Instrument 
<br />and located at: 622 CAREY ST 
<br />GRAND ISLAND, NE 68803 -4303 
<br />[Property Address] 
<br />1 -4 FAMILY COVENANTS. In addition to the covenants and agreements made in the 
<br />Security Instrument, Borrower and Lender further covenant and agree as follows: 
<br />A. ADDITIONAL PROPERTY SUBJECT TO THE SECURITY INSTRUMENT. In addition to 
<br />the Property described in the Security Instrument, the following items now or hereafter 
<br />attached to the Property to the extent they are fixtures are added to the Property description, 
<br />and shall also constitute the Property covered by the Security Instrument: building materials, 
<br />appliances and goods of every nature whatsoever now or hereafter located in, on, or used, or 
<br />intended to be used in connection with the Property, including, but not limited to, those for 
<br />the purposes of supplying or distributing heating, cooling, electricity, gas, water, air and light, 
<br />fire prevention and extinguishing apparatus, security and access control apparatus, plumbing, 
<br />bath tubs, water heaters, water closets, sinks, ranges, stoves, refrigerators, dishwashers, 
<br />disposals, washers, dryers, awnings, storm windows, storm doors, screens, blinds, shades, 
<br />curtains and curtain rods, attached mirrors, cabinets, paneling and attached floor coverings, 
<br />all of which, including replacements and additions thereto, shall be deemed to be and remain 
<br />a part of the Property covered by the Security Instrument. All of the foregoing together with 
<br />the Property described in the Security Instrument (or the leasehold estate if the Security 
<br />Instrument is on a leasehold) are referred to in this 1 -4 Family Rider and the Security 
<br />Instrument as the "Property." 
<br />B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or 
<br />make a change in the use of the Property or its zoning classification, unless Lender has 
<br />agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations 
<br />and requirements of any governmental body applicable to the Property. 
<br />C. SUBORDINATE LIENS. Except as permitted by federal law, Borrower shall not allow 
<br />any lien inferior to the Security Instrument to be perfected against the Property without 
<br />Lender's prior written permission. 
<br />D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in 
<br />addition to the other hazards for which insurance is required by Section 5. 
<br />230012 
<br />MULTISTATE 1- 4 FAMILY RIDER - Fannie Mae /Freddie Mac UNIFORM INSTRUMENT 
<br />Form 3170 1/01 
<br />-57R (041 1) .--7 , 
<br />Page 1 of 3 Initials: . 
<br />VMP Mortgage Solutions, Inc 
<br />(800)521 -7291 �.,•'(. 
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