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<br />200511777 <br /> <br />0148624059 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions <br />contained in this Prepayment Rider. <br /> <br />~ E ~(Seall <br />BILL E. SCHLEICHARDT -Borrower <br /> <br />Prepayment Rider <br />(AK, AL, CA, CO, CT, DE, DC, FL, GA, HI, 10, IN, lA, KS, <br />KY, LA, MD, MS, MO, MT, NE, NV, NH, NJ, NM, NY, NO, <br />OK, PA, RI, SO, TN, TX, UT, VT, WA, WY) <br /> <br />(Page 2 of 2) <br />EC200L Rev. 09/05/03 <br />