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<br />200511728 <br /> <br />If lender exercises the option to require immediate payment in full, lender shall <br />give Borrower notice of acceleration. The notice shall provide a period of not less <br />than 30 days from the date the notice is given in accordance with Section 15 within <br />which Borrower must pay all sums secured by this Security Instrument. If Borrower <br />fails to pay these sums prior to the expiration of this period, lender may invoke any <br />remedies permitted by this Security Instrument without further notice or demand on <br />Borrower. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this Adjustable Rate Rider. <br /> <br /> <br />~ rr~~ <br /> <br />~~urnrnel. Jr. <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />CD-838R (0402) <br />~ <br /> <br />Page 3 of 3 <br /> <br />(Seal) <br />~Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />1004922196 <br /> <br />Form 3138 1/01 <br />