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<br />RE-RECORDED \", <br />.,~.,) <br />200511524 <br /> <br />200510029 <br /> <br />21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances <br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and the fullowing substances: gasoline, <br />kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials <br />con~ai~in~ a.sbestos or formaldehyd~, and radioactive materials; (b) ':Environ~ental Law" means .federal ~~ws ~nd laws of <br />the JunsdlCtlOn where the Property IS located that relate to health, safety or envIronmental protectIon; ( c) EnVIronmental <br />Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an <br />"Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. <br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or <br />threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else to do, <br />anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental <br />Condition, or (c) which, due to the presence, use, or release ofa Hazardous Substance, creates a condition that adversely <br />aftects the value ofthe Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property <br />of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to <br />maintenance ofthe Property (including, but not limited to, hazardous substances 111 consumer products). <br />:' Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action <br />by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or <br />Environmental Law of which Borrower has actual knowledge, (b) any Environmental Condition, including but not limited to, <br />any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the <br />presence, use or release of a Hazardous Substance which adversely affects the value of the Property. If Borrower learns, or is <br />notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of any <br />Hazardous Substance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in <br />accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. <br />NON.UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: <br />22. Acceleration; Remedies. Lender shall give notice to Borrowel' prim' to acceleration following <br />Borrower's breach orany covenant or agreement in this Security Instrument (but not prior to acceleration under <br />Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action <br />required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which <br />the default must be cured; and (d) that failul'e to cure the default on or before the date specified in the notice may <br />l'esult in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall <br />further inform Borrower ofthe right to reinstate after acceleration and the right to bring a court action to assert the <br />non.existence of a defa ult or any other defense of Borrower to acceleration and sale. Hthe detault is not cured on or <br />before the date specified in the notice, Lender at its option may require immediate payment in full of all sums <br />secured by this Security Instrument without further demand and may invoke the pOwer of sale and any other <br />remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the <br />remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title <br />evidence. <br />If the power ofsale is invoked, Tl"Ustee shall record a notice of default in each county in which any part of <br />the Property is located and shall mail copies of such notice in the manner prescribed by Applicable Law to Borrower <br />and to the other persons prescribed by Applicable Law. After the time required by Applica ble Law, Trustee shall <br />give public notice of sale to the persons and in the manner prescribed by Applicable Law. Trustee, without demand <br />on Borrower, shall SeU the Property at public auction to the highest bidder at the time and place and under the <br />terms designated in the notiCe of sale in one or more parcels and in any order Trustee determines. Trustee may <br />postpone sale of all or any parcel oHhe Property by public announcement at the time and place ofany previously <br />scheduled sale. Lender or its designee may purchase the Property at any sale. <br />Upon receipt of payment oCthe price bid, Trustee shall deliver to the purchaser Trustee's deed conveying <br />the Property. The recitals in the Trustee's deed shall be prima facie evidence of the truth oHlle statements made <br />therein. Trustee shall apply the proceeds oCthe sale in the following order: (a) to all costs and expenses of exercising <br />the power of sale, and the sale, including the payment of the Trustee's fees actually incurred and reasonable <br />attorneys' fees as permitted by Applicable Law; (b) to all sums secured by this Security Instrument; and (c) any <br />excess to the perSOll or persons legnlly entitled to it.. <br />23. Reconveyance.. Upon payment of all sums secured by this Security Instrument, Lender shall request Trustee to <br />re-convey the Property and shall surrender this Security Instrument and all notes evidencing debt secured by this Security <br />Instrument to Trustee. Trustee shall reconvey the Property without warranty to the person or persons legally entitled to it. <br />Such person or persons shall pay any recordation costs. Lender may charge such person or persons a fee for reconveying the <br />Property, but only ifthe fee is paid to a third party (such as the Trustee) for services rendered and the charging ofthe fee is <br />permitted under Applicable Law. <br />24. Substitute Trustee. Lender, at its option, may from time to time remove Trustee and appoint a successor <br />trustee to any Trustee appointed hereunder by an instrument recorded in the county in which this Security Instrument is <br />recorded. Without conveyance of the Property, the successor trustee shall succeed to all the title, power and duties conferred <br />upon Trustee herein and by Applicable Law. <br />25. Request for Notices. Borrower requests that copies of the notice of default and sale be sent to Borrower's <br />address which is the Property Address. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />5~ ?71 %p~ <br /> <br />Borrower Sean M Kreiner <br /> <br />(Seal) <br /> <br />~.~~" <br /> <br />13orroer T ~ rdliclui. <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />( Seal) <br /> <br />(Seal) <br /> <br />Borrower <br /> <br />NEBRASKA--8ingle Family--Fannic MaelFrcddie Mac UNI}'ORM INSTRUMENT <br />12439.CV (10/02) 900138 <br /> <br />(MERS) <br /> <br />Form 3028 1/01 (page 7of8pages)e <br />GOTO(OOU 1 b970) <br />