|
<br />~
<br />
<br />-
<br />N~
<br />Gl
<br />IS
<br />c..n
<br />......
<br />s
<br />S
<br />N
<br />(,0
<br />
<br />"=
<br />
<br />.fJ
<br />-
<br />.
<br />6i
<br />I
<br />
<br />;u
<br />m
<br />.."
<br />C
<br />n Z
<br />~~~
<br />O(J')
<br />",:I:
<br />
<br />QZ-,
<br />m (J') '-
<br />n:l:
<br />'"
<br />
<br />o v-
<br />a --~
<br />C~ :r,-
<br />
<br /> ''''. "
<br /> ':;'.,,,.,~;.lI
<br /> ~::::::':'lo
<br /> <;,.r1
<br /> " ,
<br /> " c::>
<br /> ;",. '~:>
<br /> ':--. ~..
<br /> ,
<br />1';"-_,
<br />."". ~ --.J
<br />."'n
<br />r..:,' ...,~
<br />rTI f -0
<br />1-'1 :3
<br />~-, i\
<br />(/l ~.
<br /> .' w
<br /> \' J::
<br /> ....r:
<br />
<br />::i rn
<br />
<br />lJ\
<br />o
<br />o
<br />
<br />--..< ..~".
<br />
<br />';~-~ "
<br />
<br />P.,:" ~ '~J
<br />I :::~,J
<br />r~ l>
<br />Gi'l
<br />::::><;
<br />l>
<br />--
<br />
<br />RE-Rt'C'O'Rutn
<br />200511524
<br />
<br />(p
<br />{f)
<br />
<br />(Space Above This Line For Recording Data)
<br />REFILE TO CORRECT ZIP CODE
<br />DEED OF TRUST MIN: 100416700000666702
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11,13,18,20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated October 3rd
<br />all Riders to this document.
<br />(B) "Borrower" is Sean M Kreiner and Tara J Herdlicka, each a single person
<br />
<br />, 2005 , together with
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is CharterWest National Bank . Lender
<br />is a Corporation organized and existing under the laws of the State of Nebraska
<br />Lender's address is 2535 Carleton Avenue Suite C Grand Island, NE 68803
<br />(D) "Trustee" is U.S. Bank Trust Company, National Association 111 SW Fifth Avenue Portland, OR 97204
<br />
<br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security Instrument.
<br />MERS is org:mized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501.2026, tel. (888) 679-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated October 3rd 2005 . The Note
<br />states that Borrower owes Lender Sixty EilZht Thousand EilZht Hundred Fifty and 00/100 -.
<br />Dollars (U.S. $68,850.00 ) plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than November 1,2035 .'
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />
<br />g Second Home Rider, J( 11f!
<br />
<br />J\J fibl'POCify}9. ~ '1
<br />'i d~ a JI 'JA7l
<br />
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(L) "Electronic Fu n ds Tra n sfer" means any transfer offunds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transaclion;;, iransfefS initiated bytel::phone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(0) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 of this Security Instrument.
<br />(Q) "RESP A" means the Real Estate Settlement Procedures Act (12 U. S. C. S 2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation
<br />or regulation that governs the same subject matter. As used in this Security Instrument, "RESP A" refers to all requirements
<br />
<br />o
<br />o
<br />o
<br />
<br />o
<br />o
<br />o
<br />
<br />Condominium Rider
<br />Planned Unit Development Rider
<br />Biweekly Payment Rider
<br />
<br />Adjustable Rate Rider
<br />Balloon Rider
<br />1-4 Family Rider
<br />
<br />NEBRASKA--Single Family~-Fannie Mae/Freddie Mac lJNIFORM INSTRlJMENT
<br />12439.CV (10/02) 900138
<br />Return To:
<br />CharterWest National Bank
<br />2535 Carleton Avenue Suite C
<br />Grand Island, NE 68803
<br />
<br />(MERS)
<br />
<br />I'arm 3028 1101 (page 1 of8 pages)
<br />
<br />c::> I
<br />N
<br />0
<br />0 ?:
<br />c..n
<br />I---'" 3"
<br />(::) I
<br />c:>
<br />N
<br />c.D
<br /> Z
<br /> 0
<br />
<br />\';1\
<br />
<br />c~
<br />(")
<br />
<br />~JJ/i
<br />
<br />GOTO(OOO I b970)
<br />
|