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<br />IP <br />... <br />t <br />~ <br />~ <br /> <br /> ilO n ;(/ <br /> m %--. <br /> -n men' f"-.> ~i <br /> c: n :t: ..... c::;, o<n <br /> c::;, <br />Qn z '" ~" ~ o -i <br />0 Z C:l> <br /> z-i <br />m> ~ ~~' = -ifTl <br />()(I) r;F\. c::= -<0 <br />;.;;::I: f;; r"\) 0-" <=>Gr <br /> G " ...... -"z c.n~ <br /> a 0 r :x:: m <br /> rr1 -0 >- co ::~ <br /> rr1 ::3 ,:::0 <br /> 0 , :P- <br /> en (j) ~i <br /> w ~ <br /> l> <br /> c.n -- <br /> N ~ N):z <br /> tA <br /> 0 <br /> <br />N <br />S <br />C$l <br />(]'I <br />-" <br />-" <br />(]'I <br />N <br />N <br /> <br />..Jer Recording Return To: <br /> <br />Decision One Mortgage Company, LLC <br />6060 LA. Jones Drive, Suite 1000 <br />Charlotte, North Carolina 28287 <br /> <br />[Space Above This Line For Recording Data] <br />Loan Number 2280051146300 <br />MIN: 100077910005256736 <br /> <br />~') <br />~.. <br />c:: <br /><::.0 <br /> <br />DEED OF TRUST <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are dermed below and other words are dermed in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 18, 2005, together with all <br />Riders to this document. <br />(B) "Borrower" is CINDY C. MELVIN, A SINGLE PERSON. Borrower is the trustor under this Security <br />Instrument. <br />(C) "Lender" is Decision One Mortgage Company, LLC. Lender is a LIMITED LIABILITY COMPANY <br />organized and existing under the laws of NORTH CAROLINA. Lender's address is 6060 J.A. JONES <br />DRIVE, SUITE 1000, CHARLOTTE, NORTH CAROLINA 28287. <br />(D) "Trustee" is TICOR TITLE INSURANCE COMPANY. <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this <br />Security Instrument. MERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 18,2005. The Note states <br />that Borrower owes Lender SIXTY THOUSAND AND 00/100ths Dollars (U.S.$60,000.00) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />DECEMBER 1, 2035. <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property. " <br /> <br />-~_..~_.~~.~--~..,~,--~,.,. <br />"- ..- - - - -'_._--,.~ ..~.~. ----. <br /> <br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br /> <br />1111111 11111111111111I11111111111111111111111111111111111111I11111I111111111I11111111I1111 <br /> <br />Form 3028 1/01 (page 1 of 13 pages) <br /> <br />~ <br />~ <br />