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<br />200511459
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<br />As used in this Security Instrument: (a) words of the masculine gender shall mean and includc corrcsponding
<br />neutcr words or words of the feminine gender; (b) words in the singular shall mean and include thc plural and vice
<br />versa; and (c) thc word "may" gives sole discretion without any obligation to take any action.
<br />17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument.
<br />18. Transfer of the Property or a Bcnetidal Interest in Borrower. As used in this Section 18, "Interest in
<br />the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial
<br />interests transferred in a bond for deed, contract for deed, installment sales contract or cscrow agreement, the intent
<br />of which is the transfer of title by Borrowcr at a futurc date to a purchaser.
<br />If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a
<br />natural pcrson and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent,
<br />Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option
<br />shall not be exercised by Lender if such exercise is prohibited by Applicable Law.
<br />If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a
<br />period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower
<br />must pay all sums secured by this Security Instrument. If Borrower fails to pay thesc sums prior to the expiration of
<br />this period, Lender may invoke any remedies pernlitted by this Security Instrument without further notice or demand
<br />on Borrowcr.
<br />19. Borrower's Right to Reinstate After Acceleration. If Borrowcr mects certain conditions, Borrower shall
<br />have the right to have cnforcement of this Security Instrument discontinued at any time prior to the earliest of: (a)
<br />five days before sale of the Property pursuant to any power of sale contained in iliis Security Instrument; (b) such
<br />other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a
<br />judgment enforcing iliis Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which
<br />then would be due under this Security Instrument and the Note as if no acceleration had oecurred; (b) cures any default
<br />of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instnunent, including,
<br />but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the
<br />purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takcs such
<br />action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security
<br />Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue wlchanged.
<br />Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms,
<br />as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check,
<br />provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality
<br />or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrumcnt and obligations
<br />secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall
<br />not apply in the case of acceleration under Section 18.
<br />20. Sale of Note; Change of Loan Serviccr; Notice of Grievance. The Note or a partial interest in the Note
<br />(together with this Security Instnlment) can be sold one or more times without prior notice to Borrower. A sale might
<br />result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note
<br />and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security
<br />Instnlment, and Applicablc Law. There also might be one or more changes of the Loan Servieer unrclated to a sale
<br />of the Note. If there is a change of ilie Loan Servicer, Borrower wi II be given wri tten notice of ilie change which will
<br />state the name and address of the new Loan Serviccr, the address to which payments should be made and any other
<br />information RESP A requires in connection with a notice of transfer of servicing. If ilie Note is sold and thereafter
<br />the Loan is serviced by a Loan Servicer other than the purchaser of the Note, ilie mortgage loan servicing obligations
<br />to Borrower will remain with thc Loan Serviccr or be transferred to a successor Loan Servicer and are not assumed
<br />by the Note purchaser unless otherwise provided by the Note purchaser.
<br />Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual
<br />litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instnllllent or that
<br />alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instnlment,
<br />unti I such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements
<br />of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such
<br />notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action
<br />can. be taken, that time period will be deemed to he reasonable for purposes of this paragraph. The notice of
<br />acceleration and opportwlity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given
<br />to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action
<br />provisions of this Section 20.
<br />21. Hazardous Substances. As uscd in this Section 21: (a) "Hazardous Substances" are those substances
<br />defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law and thc following substances:
<br />gasolinc, keroscne, other flanllllable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents,
<br />materials containing asbcstos or formaldehyde, and radioactive materials; (b) "Environmental Law" mcans federal
<br />laws and laws of the jurisdiction where the Property is located iliat rclate to health, safcty or environmental protection;
<br />(c) "Environmental Cleanup" includes any responsc action, remedial action, or removal action, as defined in
<br />Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or
<br />otherwise trigger an Environmental Cleanup.
<br />Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances,
<br />or threaten to release any Hazardous Substances, on or in the Property. Borrower shall not do, nor allow anyone else
<br />to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an
<br />Environmcntal Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a
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<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UN I Frnv'I INSTRUMENT - MERS
<br />Form 3028 1/01 Page 8 of 1 0
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