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<br />.. <br />. <br /> <br />200511459 <br /> <br />which a Prepayment penalty is allowed, then thc Notc Holder's right to assess a <br />Prepayment penalty will bc dctermined under applicable law. <br />If within TWENTY-FOUR ( 24 ) months from the datc the Security <br />Instrument is executed I make a full Prepayment or one or more partial Prepayments, and <br />thc total of all such Prepayments in any 12-month period exceeds twenty percent (20%) <br />of the original Principal amount of the loan, I will pay a Prepayment charge in an amount <br />equal to SIX (6) months' advance interest on the amOlmt by which <br />the total of my Prepayments within any 12-month period exceeds twenty percent (20%) of <br />the original Principal amount of the loan. <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this <br /> <br />Rider. <br /> <br />011 d r-(.~c" CjYALk/Z~ <br />ANDRES A. CHAVEZ <br /> <br />II-/?S-o~ <br />(Seal) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />(Seal ) <br />-Borrower <br /> <br />(Seal) <br />-Borrower <br /> <br />MULTISTATEPREPAYMB'JT RIDER <br />6/03 <br /> <br />Page 2 of 2 <br /> <br />DocMagic~ 800-649-1362 <br />www.cJocmagc.com <br /> <br />UJY.Rt:2l<m <br />