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200511341 assumption and that the risk of a breach of any covenant or agreement in this Security Instrument is acceptable to Lender. To the extent permitted by Applicable Law, Lender may charge a reasonable fee as a condition to Lender's consent to the loan asswnption. Lender also may require the transferee to sign an assumption agreement that is acceptable to Lender and that obligates the transferee to keep all the promises and agreements made in the Note and in this Security Instrument. Borrower will continue to be obligated under the Note and this Security Instrwnent unless Lender releases Borrower in writing. If Lender exercises the option to require immediate payment in full, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all swns secured by this Security Instrument. If Borrower fails to pay these swns prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrwnent without further notice or demand on Borrower. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Adjustable Rate Rider. V:;;:7 TORY SEMM ---.....~" (Seal) -Borrower ., . r..' ,., \ I ,I:' \ r V '" t1--t /i{~ . SrON,S~MM ,--_.-" CJ (Seal) -Borrower (Seal) .Borrower (Seal) -Borrower (Seal) .Borrower (Seal) -Borrower MUL TIST A TE ADJUSTABLE RATE RIDERuLlBOR SIX-MONTH INDEX (AS PUBLISHED IN THE WALL STREET JOURNAL) Single Family--Fannie Mae MODIFIED INSTRUMENT Form 3138 1/01 Paga 3 of 3 DocMagiceJ'ip~ 800--649-1362 www.docm.gic.com Us3138.rid.3.tem