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<br /> .......:. m <br /> ~ O<fl C) ::I <br /> c::;:> O-i <br /> c.n [ <br /> ~ c::l> r-.,) <br /> Z :z-t <br />~f = -irTl 0 <br />c::: -<0 <br />....... 0"" 0 ~ <br />en ""z en <br />""T1 ~ - <br />0 :c rTl ~ ::s <br /> l>CO <br />m t -0 r- :::0 ~ <br />rn ::3 r- > ~ <br />10 <br />(,I) (j') w i <br /> -e:: :;:0<; <br /> l> J: <br /> ~ .................. <br /> CX) (/) ....... <br /> (/) 2 <br /> 0 <br /> <br /> " ;IQ n ~C <br /> =- m ::I: <br /> "T1 <br /> 1; c: m <br /> () <br />I'V n z '" \ <br />s ::I: Q 0 <br />s ~ en <br />01 m <br />....lo. () en <br />....lo. '" :I: <br />w <br />.l:;o. <br />....lo. !"J ~ <br /> <br /> <br /> <br /> <br />fter Recording Return To: <br />REEDOM LENDING LLC <br />10822 OLD MILL ROAD, SUITE 7 <br />OMAHA, NEBRASKA 68154 <br />Loan Number: 1051025006 <br /> <br />[Space Above This Line For Recording Datal <br /> <br />DEED OF TRUST <br /> <br />MIN: 1001865-1051025006-3 <br /> <br />DEFINITIONS <br /> <br />Words used in multiple sections of this document are defined below and other words are detined in Sections 3, 11, <br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document, which is dated NOVEMBER 15, 2005 <br />with all Riders to this document. <br />(B) "Borrower" is TORY SEMM AND SHANNON SEMM <br /> <br />, together <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is FREEDOM LENDING LLC <br /> <br />Lender is a LIMITED LIABILITY COMPANY organized <br />and existing under the laws of NEBRAS KA <br />Lender's address is 10822 OLD MILL ROAD, SUITE 7, OMAHA, NEBRASKA 68154 <br /> <br />(D) "Trustee" is FIRST AMERICAN TITLE INSURANCE COMPANY <br />1055 N. 115 ST. STE. 300, OMAHA, NEBRASKA 68154 <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware, and has an address and telephone number <br />of P.O. Box 2026, Flint, MI 48501~2026, tel. (888) 679.MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 15, 2005 <br />The Note states that Borrower owes Lender ONE HUNDRED NINETY-FIVE THOUSAND SIX <br />HUNDRED FIVE AND 00/100 Dollars (U.S. $ 195,605.00 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />DECEMBER 1, 2035 <br /> <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(II) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />IX] Adjustable Rate Rider <br />o Balloon Rider <br />o 1-4 Family Rider <br /> <br />o Condominium Rider <br />o Planned Unit Development Rider <br />o Biweekly Payment Rider <br /> <br />D Second Home Rider <br /> <br />IX] Other(s) [specify] <br />PREPAYMENT RIDER TO <br />SECURITY INST <br /> <br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br /> <br />NEBRASKAn Single Family~-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />Dcx:MagiceJtWflfJfN! 800-649.1362 <br />www.docmllgic.com <br /> <br />Ne3028.mzd.l.tem <br /> <br />'" <br />~ <br />"'~ <br />..~ <br />