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<br />, . <br /> <br />20051f263 <br /> <br />00 B. FUNDS FOR TAXES AND INSURANCE <br />Uniform Covenant 3 of the Security Instrument is waived by Lender. <br /> <br />BY SIGNING BELOW, <br />in this Payment Rider. <br /> <br /> <br />rm and covenants contained <br /> <br />...... ..,..,................................. (Seal) <br />MARC J K -Borrower <br /> <br />,/ ....f./.k?;-..~.~;,L.............. (Seal) <br />LORI HOCK -Borrower <br /> <br />Bankers Systems, Inc., St. Cloud, MN Form MPFR-PR 6/15/2004 <br /> <br />(page 2 of 2 pages) <br /> <br />',::),;,~ <br />