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<br />[Space Above This Line For Recording Datal
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<br />DEED OF TRUST
<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated....................... .1.1:0~:2.QO~............................., together
<br />with all Riders to this document.
<br />(B) "Borrower" is .M.J\RG '~" ~.QC.K .J\NO JOm HQC.K, HV~~!VJlU Af)I.Q W.lf.E. ........... . . .. ..... .. .. . . . . . . . .. .............. . . ............ . .. . . . . . . . . .
<br /> . .
<br />
<br />......................................................................................................................................................... .
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is .~I.f)lN~!:;~~.~Af)lK: .G~NTR~k mx... . . . . . . ............ .. . . . . . .. . ...... . . . ............. . . . . . . . . .. . . ......... . ................. . . .
<br /> .. .
<br />Lender is a .CP.~P.Q8A liON. . . . .. . . . . . . . . . . . ..... ..... . . . . . . . . ............. . ...... . .... . . . . . . ......... . . . . . . ........ organized and existing
<br /> under
<br />the laws of .THE.SJM.~ .Qf .f)I~.~8ASM. . . . .. . .. ..... .. ............ . .. . . . . . .. . Lender's address is . no.~. ~.1~.~n..~..Q, .aox .2eI.G~NT~.J\~.... ..
<br />
<br />.GI.1Y, .f)I~. .Q?&Z~. . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
<br /> . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . . .
<br />
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is P'INM~.~~.~~NK .~7P q .~T.~~~!. .~.~~m~.~ !:;I.U, N~. .l?~~.4~......................................................................
<br />(E) "Note" means the promissory note signed by Borrower and dated .1.1;Q~.-7.QQ~................................................... . The
<br />Note states that Borrower owes Lender IW.O.~UND8ED.TWENn EI!3.1:IJ.lI:lUUSAND.SEV.EN HVNORED. r.W.ENIY.ElGHT.~NO.O~J.1.00..............
<br />.. . .. .. .. .. .. . .. .. . . . . . . . . .. .. .. .. .. . . . . . . . . . . . . .. Dollars (U. S. $ .47~.J.4?:Of\.....................) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................lJ:OZ.2.0JU....................
<br />
<br />........................................................................................................................................................
<br />
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />o Adjustable Rate Rider 0 Condominium Rider
<br />o Balloon Rider 0 Planned Unit Development Rider
<br />o 1-4 Family Rider 0 Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condt:mnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. ~2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" rekrs to all requirt:ments and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />
<br />o Second Home Rider
<br />o Other(s) [specify I .......................
<br />
<br />Form 3028 1/01
<br />
<br />:~~;~~~~~ ~~:~~ ~:::i~; ::.~n~~~:;':;;,~:::, M.. UNIFORM INSTRUM: , if 7 ",,'" /-.J1JL ,/~ I m" ~IJIII ~II~III ~IIIIII
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