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<br />200511213 <br /> <br />After Recording Return To: YOUR-BEST-RATE FINANCIAL, L. L. C. <br />5909 PEACHTREE DUNWOODY RD. STE. 710 <br />ATLANTA, GEORGIA 30328 <br />Loan Number: CHL106120554 <br />MIN: 1001698-0000027679-8 <br /> <br />Prepared By: <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DOC ID #: <br /> <br />InterestOnly ADJUSTABLE RATE RIDER <br />(Six-Month lIBOR Index (As Published in The Wall Street Journal) - Rate Caps) <br /> <br />THIS InterestOnly ADJUSTABLE RATE RIDER is made this 26th <br />day of OCIDBER 2005 , and is incorporated into and shall be deemed to amend and <br />supplement the Mortgage, Deed of Trust, or Deed to Secure Debt (the "Security Instrument") of <br />the same date given by the undersigned (the "Borrower") to secure Borrower's Note to <br />YOUR-BEST-RA'IE FINANCIAL, L.L.C., GEORGIA LIMITED LIABILI'lY CCMPANY <br />(the "Lender") of the same date and covering the property described in the Security Instrument <br />and located at: <br />3010 WEST 10TH STREET, GRAND ISLAND, NEBRASKA 68803-3404 <br />[Property Address] <br /> <br />THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANGES IN MY <br />INTEREST RATE AND MY MONTHLY PAYMENT. THIS NOTE LIMITS THE <br />AMOUNT MY ADJUSTABLE INTEREST RATE CAN CHANGE AT ANY ONE TIME <br />AND THE MAXIMUM RATE I MUST PAY. <br /> <br />CONV <br />. Be-ARM Rider <br />FE-4279 (0410) <br /> <br />Page 1 of 4 <br /> <br />Initia~~ <br />