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<br />DEED OF TRUST
<br />
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<br />
<br />DEFINITIONS
<br />
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, II,
<br />13, 18,20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />
<br />(A) "Security Instrument" means this document, which is dated
<br />together with all Riders to this document.
<br />(B) "Borrower" is Guadalupe E Martinez, a single person
<br />
<br />November 2nd
<br />
<br />2005 ,
<br />
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Lincoln Federal Savings Bank of Nebraska
<br />Lender is a Corporation organized and existing under the laws of The United States
<br />Lender's address is 1101 N Street Lincoln, NE 68508
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is Lincoln Federal Savings Bank of Nebraska 1101 N Street Lincoln, NE 68508
<br />
<br />(E) "Note" means the promissory note signed by Borrower and dated
<br />Note states that Borrower owes Lender Fortv Thousand and 00/100
<br />Dollars (U.S. $ 40.000.00 ) plus interest. Borrower has
<br />promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than
<br />November 1.2035
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due
<br />under the Note, and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are
<br />to be executed by Borrower [check box as applicable]:
<br />
<br />D Adjustable Rate Rider D Condominium Rider
<br />D Balloon Rider D Planned Unit Development Rider
<br />!Xl 1-4 Family Rider D Biweekly Payment Rider
<br />
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect oflaw) as well as all applicable final, non-appealable judicial
<br />opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges
<br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar
<br />organization.
<br />(K) "Electronic Funds Transfer" means any transfer offunds, other than a transaction originated by check, draft,
<br />or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or
<br />magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term
<br />includes, but is not limited to, point-of:sale transfers, automated teller machine transactions, transfers initiated by
<br />telephone, wire transfers, and automated clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any
<br />third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or
<br />destruction of, the Property; (ii) condemnation or other taking of all or any part ofthe Property; (iii) conveyance in
<br />lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition ofthe Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note,
<br />plus (ii) any amounts under Section 3 ofthis Security Instrument.
<br />NEBRASKA--Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />17213.CY (3/05) 01-1445
<br />
<br />November 2nd
<br />
<br />, 2005 . The
<br />
<br />D
<br />D
<br />
<br />Second Home Rider
<br />Other(s) [specifY]
<br />
<br />f;'orm 3028 1101 (page 1 0/8 pages)
<br />Creative Thinking, Inc.
<br />
<br />LT
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