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<br />N <br />CSl <br />CSl <br />CJ1 <br />...... <br />...... <br />CSl <br />OJ <br />CD <br /> <br />~--,--_._,.. <br /> <br />,. <br />CJ <br />::; <br />:z <br />~ <br />~ <br />rn <br />-I <br />~ <br />rn <br />en <br />~ <br />n <br />'" <br />en <br /> <br />;a <br />~ <br />c: <br />n Z <br />~~~ <br />nen <br />~:J: <br /> <br />n ~ <br />:J: <br />m en <br />n x I'.lO rr'I <br />'" c::;o O<.n <=>i <br /> c;;;:o <br /> ~t era 0-4 <br />...J Cl'> <br /> Z z-i ~il <br />0 ;;:::) -If'Tl <br /> c::: <br />J\ -<0 oG:- <br /> 0"'" <br />0 .,., co -'1 Z <br /> 0 r :;J: IT! U13' <br /> m -0 lI>- CD ~I <br /> m ::3 r;;o <br /> 0 .l> <br /> if> <.n <br /> ........ ;;>0;; <br /> > <br /> ........ -- <br /> CD en c.oz <br /> (I) 0 <br /> <br />Oer Recording Return To: <br />--gQUITABLE MORTGAGE OF NEBRASKA, INC. <br />13306 A STREET, SUITE A <br />OMAHA, NEBRASKA 68144 <br />Loan Number: 0311040502 <br /> <br />[Space Above This Line For Recording Data] <br /> <br />DEED OF TRUST <br /> <br />MIN: 1004176-0311040502-0 <br />DEFINITIONS <br /> <br />7' ~ '. <br />U . ..J ti <br /> <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3. 11. <br />13. 18. 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. <br /> <br />(A) "Security Instrument" means this document. which is dated NOVEMBER 4, 2005 . together <br />with all Riders to this document. <br />(B) "Borrower" is CLIFF R CHRISTENSEN AND SHELLY R. CHRISTENSEN, <br />HUSBAND AND WIFE AS JOINT TENANTS <br /> <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is EQUITABLE MORTGAGE OF NEBRASKA, INC. <br /> <br />Lender is a NEBRASKA CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender'saddressis 13306 A STREET, SUITE A, OMAHA, NEBRASKA 68144 <br /> <br />(D) "Trustee" is DENNIS L. HARDT, ATTORNEY AT LAW <br /> <br />(E) "MERS" is Mortgage Electronic Registration Systems. Inc. MERS is a separate corporation that is acting <br />solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary under this Security <br />Instrument. MERS is organized and existing under the laws of Delaware. and has an address and telephone number <br />of P.O. Box 2026. Flint. MI 48501-2026. tel. (888) 679-MERS. <br />(F) "Note" means the promissory note signed by Borrower and dated NOVEMBER 4, 2005 <br />The Note states that Borrower owes Lender EIGHTY-FOUR THOUSAND NINE HUNDRED AND <br />o 0 / 1 0 0 Dollars (U. s. $ 8 4 , 9 0 0 . 0 0 ) plus interest. <br />Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than <br />DECEMBER 1, 2035 <br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. " <br />(H) "Loan" means the debt evidenced by the Note. plus interest. any prepayment charges and late charges due under <br />the Note. and all sums due under this Security Instrument. plus interest. <br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are <br />to be executed by Borrower [check box as applicable]: <br /> <br />D Second Home Rider <br /> <br />IX] Other(s) [specify] <br />RITER 10 NJIE UED M::RIl:1'CE, <br />RITER 10 ~ JN3IRMNI', <br />~ RITER 10 ~ <br />U) "Applicable Law" means all controlling applicable federal. state and local statutes. regulations. ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final. non-appealable judicial <br />opinions. <br /> <br />D Adjustable Rate Rider <br />D Balloon Rider <br /> <br />D 1-4 Family Rider <br /> <br />D Condominium Rider <br />D Planned Unit Development Rider <br />D Biweekly Payment Rider <br /> <br />NEBRASKA--Single Family--Fannie Mae/Freddie Mac UNIFORM INSTRUMENT - MERS <br />Form 3028 1/01 Page 1 of 10 <br /> <br />DocMaglc CltWlJfJiJ'5 800-649-1362 <br />www.docmagic.com <br /> <br />t~~f!/ <br />