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Borrowars vscrow sCCOUnt undor the isderel f�arl EstaM SeRtismpnt Procidurrs ACq af t97i ws pnend�d hmm t6n� to tknp. 12 U,S.C. <br /> 2601 �saq.("RE5PA"�,unl�s anotha�'�w that eppAes ta d'+o Funds sat�s lessef nrrwoun•. tr�p.L.enddr tn�y,tt sny tYne,copect ond <br /> ho�d Fund3 In en amount not ta axceed the iassac�mourL Lrrtdiar snay eat�r�aya�,�rqun� at fu�ds due pn tM basb of current dota <br /> etnd reasonabie esttnatea of esq�mr►dRures.ct 9uture Escrorr tt�ms a otherwiss fn acGDrtfa»Ca wRh d�pp�b$�41w. � <br /> The Funds shaP be hc+id In en tnstkutiar whosa clepos�s are hsured hy e� f�ecl�rsl eAancy. Ina6rumente9ry, or enttY (Inc4�ding C� <br /> L9ndec, If Lande► is such s� !nslktition) or iv any Fsdwal hfAma toan E�ank. l.ander sFs�q apc►ly thw F'undx ta pey tha EscrOw It6ms. � <br /> Ldnder mey nQt char�e Bnrrow�r tor holdiiy and epplyhy tha Funds, rnnuay aruyxmg tha eecrow sccount, or var�yt�y the eecrow <br /> It9rns. unlesE lendor peys �orrowar lnt6reat on tM Fun�s�nd 1�pplicabl�iilw pe�mks l..ender 40 r�ka suCh s Ch�r�g. Howsvar�Land9r � <br /> meY reA�u[ro Borrowor tb pay a ansti�ris charq�1or en hdopendent rwl ssfa9e qp�rsportiW sarvic�u�d by L.�nden c�onnaction wkh Q <br /> this loqn. un�ssa e�p��cabb k:w prcwidea otherwisa. Unlasa an apr�err►�rtt fa mqde vr ppRlf�ab6s i�wr n►quYSS Snt+rest ta W paid.Landar <br /> ahab nat ba raqukei tD {�aY 8orrower snY in3�oeat or e�mirpx on th�Funda. 8orrer+ar�d i_snd�r m�r�ra�a in wrlting, hawe�sr� tfwt � <br /> h'�orent ahaiq be p�id on the Funda. Lander ehaN �tw So F�ortow4r, wi�hout Char'pa, an umupl epcCOUntinp �f ths Fun�is, showhq <br /> cred�n and dabks to tha Funds end tha pwpose fQr wh�h s�ch debk ta th�Fun�s wns rr�ed0, Ths Funds ero pledqed� addkb�al � <br /> securky hx ad sums securod by th�s Securlly Mstrwrwrit. <br /> li th�Funda he{d by Ler►der aea:Md th�amax�b parmfttod to M h�id by �ppAc�bM kw,Len�Mr ahul occount to Barower for th� <br /> exc�a Funds In exord�nce wkh ih� r�qukartwnts M�ppNc�l� hw. H� en+oun! of th� F�ds hald by Landar tit �ny trns is not• <br /> sufflClBn!to pay tte�EsCrpw M�ma wh0n due.1 pnd�r mry sq not�r B'urowpr h wr�irlp,wnd.Y1 suCh cafe Bon'orvK shaq ppy to I.sndar <br /> the unount necoasary to mWca up !he dMlcisrtcy. 8oreowsr sha�mrk�up th�d�lfcf.ncy In no mon th�n tvroAr�monthh WYm�nts�et <br /> Lendera sql�ditcrnticn. . ' <br /> UP� P�Y►�K (n fuM W aY surr�a �t.wrsd by thi� SaqxRy kiaM�rt�r�G L.�nd�r sh�l pron►�tlY rlMund to 8arrowar prry Fundu hald 6y <br /> l.�dYr. If, unda•paraqrrp,"r 27, L.in�r ahai acquh or 8a1 fd�Proprrty. LMider. Prtor 4o th� I�CCquIsklDn'or sab Of•the PrOpertr, shpl <br /> �PPh anY Funds h�1c!by Lander rt the th�e of eecca:takton or sAts as a crodk�Ina4.the auma aecursd by th�SaeurRy Inahument, <br /> 3. bppllr.t�4ton ot Pey�ments. Unl�ss rppNcAblr 1�w providas otharwlss.aM payrt�n�s recal�ed by s�ndar under par�praphs <br /> 1 and 2 �hhall ba appped: Frst, trs snr pr�ppYrnant Cho�qos a1w urtder 4he Mote. fNCOnd, fd �rv�ounts II�Y�ble� under pprapreph 2; thfrd <br /> t0 ht�r'e.st dus: fourth,4o prhCfpal due�and leEt,to anY ipt!Ch�rpe�dU9 undar taw# fti+stA. <br /> �- C.ti�C�Eai 1.�@11s. $orrowar shBN pey aA tmraE. Ysca�srtwr►pt. Chaf��arc. iinBi snd hlpoltllbn� AIt4r�iltabl9 tp the PropaRy <br /> which mey atteln prixity ovdr this SscurRy InabumanC �nd I�saahold WY�ta �ar yr'owid ranls. I! Ilny. �ibrraw�' ehaM MY thasq <br /> ob�yatb�s a� tha manr!�r pr�vkfad in parrpraph 2. er!nat W�d in that menr►ar. Barcowar ahsl PrY tham ort th�dinactly to ths asrson <br /> owad payrnerit. Bcxrower stw0 prompt�y fixntah to l.ender al notices oi amounts ta bs pafd ur�dsr fhfs p�rapra�A. N Borrowar'mrkrs <br /> th�a Payrr�nta d6rocty. eorrowar shaA prwsypt}y fumish to L.ender rrcvipb rvidor�chq th�peymenps. <br /> Borrawer shaA ptomptly dbCha►pe any Nen whfch haE prio�ity over thfe Socurky lnetru+nent unisss RDtroww: (e)q�raes in wrklnp to <br /> 4he peyrr�t oq the ob�attcn securad by the Ren h a rr�rxwr�ccapppls to Lender; (b)cont�sts h qood takh the pen bY, or dsianda <br /> apahst antorc�rnnnt nP lhe li�n h, 1p�1 proceedhqs whbh In the I.gfrdE►?g ppinbn operata to prsvent tM en(pe�art�ant of the Ren; er(c) <br /> aa�curos lr�xn the hok�r of the pen au� aeraemerrt aat�sfactory to L�ndar subardlnathq th� pen to thie Securiry Matrument. N l.ender <br /> determhes tfiitt eusy pa�t of the Praparty is avbject ta a Ilen which msy etfain prior�y ovor thfs SeCurky Inahumant, Lender maY 4hre <br /> Barew�r■ noNca klenti(�Iny tha 6�rt. Barow�er sha�aat�ly tha Mn or tqlce one pr mpnA of ths ectbnt set hxth above wkhN /0 deys <br /> of tl�e pfvi�p ot noticQ. , , <br /> 6. Fit�rd or Property In�urence. �rro,��► st,�h �rsep the Mr�xova�r,er,�s now �dst�ny er r,er�ner ereccad on tha <br /> Property haured spahst bss by Nre, ha�rds lncludecf wRh1n tha term "�dendsd co�erige" qr,�:anr other hamrda, hcludlnp}boda or <br /> 1bDdinq. 9or txhiCh l.6ndae r9quYRS insu/utCA. This inBUtlVnCA shap b9 rr►4lntdnYd In the rmoUntS and 9ar iPra p6r(pd8 thflt Llnd9r <br /> r0aurss• Ttw f�su►encs aar►i�r pravidhq che hsurencs shaR ba�hoean by BorraMrer wbJact to Lencl�s appnmral whbh ahsN not be <br /> urxen�on�b}y wkhhaid. !f Bvrrawer h�ls to mshtah �ovenps deecrb�d ebo+rr, I.�cidar rrwy, at Lend9r'� owt6gn, obtaln Covaraps to <br /> prp0act l.endars rfght5 h the P�operty In acco�clsnce wRh p`;apraph 7. <br /> All hauranca poici�a and nanawa� ahaM ba a�.�eptnbla ta Lardu and aha�1ncM�dn s standard martppga�Iruss. l.ender ahaM have <br /> tha ripht ta hold ths po�ciea end ren�wsls. H Lendar requkaa� Elarawer aha� Pro^�P�N 4lve tn Lender aA r�celp�s aP patd pr�mlums <br /> And ror�wal natices. In ths eve►tt of loss, Borrowtr ahqM p�o prtxr�t nnticr to ths insurp,nce carttar,iu�d l.rr►d�r. Lender moy mdce <br /> pmal oP baa M not mrda prompty by Bavowar. <br /> lJnlsaa i.sndsr and eorrowar otherwkts s4i►ss h wrtti9, inwr�eac9 proc� thsll bm appdrd to ratvne"'en a*rap�lr of the Pruparty <br /> c:artwpad, If the restpretlan or repnY I� economicaNy 9�sbla and L.endera s�cur�y Is nat lassenad. !f tha rostwtCfon or ropeir Is nol <br /> economicqNy tessl6M or Lands�s aaCUrRy would ba Iqasansd, tp�p h`urancs prppwds shap b� 1�pplpcf do the surhs s�CUrod by this <br /> Security InaGvment, whaSher or no4 th�n due, wkh nny �xcass t�d ta Borrower. If B�orrowar �Wundone tha Property, or does not <br /> �Bt1;Mr8f w�hlrl 3Q C�9,y8 � nOtiCA h'On) L�rldpf.�hAt t11b k1fllfAflC! CpfTlsf 11� OArl�d Rd"i914� a CM,YII, lh8r1 L�f1d6I 111py CoMCt thA <br /> Inaunnce procesds. Ler►dsr mry uaa tM procee�► to rep�lr ar rsstar ths Propa?1Y or to psy wms e�cur�W by thl� 5ecurky <br /> Inslrument,whathar or nat then due. The 3U�d�y perkfd w�bepfn when thp notioe Is pke'�►. w <br /> Unlass Lander Mnd Barower otherwise�qre� h vrrkinp, �ny appNcetbn o}�s to prk�cpal she�not extsnd or postpons the <br /> a,s d.c. o� �ne m�,,,mN r�rmer�ro r�rem+d ro � �,n�r�,n• 1 rnd 2 or chrn� th� �mount of tM p�yrr�rnta. M unrl�r p�r�pniph 21 <br /> th�PropeAr is�cqukad by Lander,Bc+�'owers ripht to anY Inwnnc�pcYcios �nd procMdr roaukr►p kan den�to the ProqertY P� <br /> to ths acQuiskbrr sful p�sa to Landv to thr �cEerat of th� sums Ascurod qy this S�c�rky Instru,�nq ym�dk�peF�, p�br to the <br /> �cpu�'tlon. <br /> , 6. Occupency, Presemitlon, Melntenence snd Protect�or� ot tQ°n� prpp�y: @prrqwer's Loen <br /> A�7�IICs�1C17; 1.!!Nt@hOldi. H�rrowar ahsA �txuPY, sefsbAth� �u!d uts thr Pro��+ty u Barrow�'s� pe#at:�l raidencs wRhh t6cty <br /> deyt ahar ths �ecuthn of thEu S�curRy Inatrumrit �ne4 sh�M conthu� ta occuAY 1�� �'�p�+►4Y Rs 8urrowiars prir�;tprl rwidenc� for�t <br /> baat cxn yerr aRer the slrta of occupancy, unlsae Land�r otha�+rae rQnsa k7 wr�frty, whbh con�nt sh�M no! ba un�son�by <br /> wkhhekf, nr unless duta�nuathp cE�cumafanr.as exist which ive beyc,nd Borrowar�crs„hol. Bprr»vwr sFy�1��at ci�strny, t3�m�ps or h�p�U <br /> tMa F'roperty,xRow tha Prpqerty to d�tatbnsl4tl, or commk a�sE�c� 1Aa Prop�rt�. Borrow�r�ha1 bd !n c9M�wk 1�aony Iorfs�un�ction pr <br /> procaedk►C,wh�ther civN or�tnin�l, k bepun th�t h Le�n��po�c1;raah Judpmnnt aould r�wk h h�rfs�Run:��Rp•,�rop4rty or oM►�rwlss <br /> metwk�M9/ 6npaM ths � crwn5sd br d51s Srcurlty Inslrum�nt or Lc�adsrs �c�xlty ht�b g,onowMr rrwyy c;u�e such a d�ult �nd <br /> rsM�sfata. aa provld�t! In paraqr�ph ttl, by cpwshy th� �ctbra c�r prorasdfnq ta t,� dismiaead erRh a ru�rrq� !t�+t, In l.�ndera pood hkh <br /> detertnhatkln, Prock:dalt forlskure ol tl►� Borrorv�e ht�rsat In th,a Prpp�rty a c�[PN► rtw4arbl kpal^i�nt o� i� f�n Cnahd bY thls <br /> Sacurky In�trumant ar Lrx►da�'p ssGUrky Interest- Bwrvwer thaM alao W In dahu:lt N Borrewar� di.�akro�; tha b�n +�qnH�atlon proc�ss, <br /> Gs�e nwt,sriny 1a1s� cx h�ccuntr Inrnrrtwtbn « atut�nNnh ro I.and�r (a InN�d to i�� �..�r��,� �rMh �ny rr�t�rsirl Intamiatlon) h <br /> connaction wkh tha b�n w{dencW by the Note. hcludNq� but nof 1mR�d to� rapnsantallon, conat�rv�n Bormwars occup�ncY of tM <br /> P►opw1Y u ■ prholpal rwidenc�. H thb S�curRy MsbunMnt N on r Irre�hotd, B«rower �haN oa^Ph wNh �II the provlalons of tha <br /> IeeaR. if Bortower �cqulros fer fRlr ro tha Fror!�rty, tha iwt�hokl ru�d th� Ne HW shaM not mrrp�unMss th� f.�ndu aprasa to th� <br /> ��� ��' . � Fern�701l0�/i0 <br /> Fios9.t,�w(xive) �•i n�s <br /> Y46 <br />