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<br />200510901 <br /> <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br /> <br />Witnesses: <br /> <br />~L* <br /> <br />~ (! 6~ <br /> <br />STEPHEN C. SHOEMAKER <br /> <br />z~~~ <br /> <br />(Sign Original Only) <br /> <br />(Seal) <br />-:llorrower <br /> <br />~~~ <br /> <br />(Seal) <br />-llorrower <br /> <br />002003122762 <br /> <br />.-6(NE) (0407) <br /><!'J <br /> <br />Page 14 of 15 <br /> <br />Form 3028 1/01 <br />CitiMortgage 2.9.0.51 VI <br />